[Hiring] Production Underwriter @Encova Insurance

Role Description

This remote role will travel throughout North Carolina and visit agencies in order to develop new and existing relationships while focusing on accounts over $100k in premium. A company vehicle will be provided. The position reports to a Regional Vice President, Commercial Lines.

JOB OBJECTIVE:

• Represent Encova Insurance and functions as the agency manager for assigned agents with a primary focus on commercial lines (e.g., worker’s compensation and/or package lines).
• Responsible for achieving established premium growth and profitability objectives by reviewing risks, determining acceptability, and successfully writing profitable new business and retaining profitable renewal accounts.
• Focused on taking action to achieve results that positively impact growth and profitability while ensuring excellent customer service and timely responsiveness to assigned agencies for their commercial lines accounts.

Qualifications

• Minimum 5 years of progressive commercial lines underwriting experience in package lines and/or worker’s compensation in the Property and Casualty insurance market strongly preferred.
• Bachelor’s degree preferred; demonstrated significant underwriting experience may substitute.
• Demonstrated working knowledge of commercial multi-line underwriting, pricing, and coverage.
• Demonstrated knowledge of effective sales/marketing and agency relationship techniques including the ability to partner with independent insurance agents.
• Preference may be shown for applicants with CPCU and/or ARM designation(s).
• Demonstrated strong writing skills with an emphasis on marketing.
• Ability to be creative and entrepreneurial in the approach to sales and marketing initiatives.
• Ability to effectively manage multiple priorities and tight timelines while meeting established guidelines.
• High-level interpersonal, communication, analytical, presentation, and problem-solving skills.
• Critical thinking: Ability to assess an individual situation and select applicable rules from an array of options, resulting in the most appropriate and sustainable decision.
• Thorough knowledge of laws and rules and their application for the assigned territory.
• Thorough working knowledge of policy and procedures regarding risk administration and risk management; underwriting and loss control.
• Thorough knowledge of the insurance industry and the business environment in which it operates in order to develop an effective business strategy and remain technically current.
• Thorough understanding of business exposure calculations, classifications, experience rating, or other plan modifications.
• Ability to develop and implement account, territorial, producer, and book strategies to acquire and retain business.
• Ability to work collaboratively and effectively in a team environment.
• Ability to initiate, build and maintain effective working relationships and tailor services to meet customer needs.
• Ability to use sound logic and decision-making skills to identify complex problems, analyze alternatives, then develop and implement effective solutions.
• Ability to effectively plan and lead meetings: ensure an agenda is created, appropriate materials are ready in advance, the meeting stays on task, the client’s issues are addressed, and follow-up action plans are noted.
• Ability to present ideas and information to individuals and groups in a clear, concise, influential, organized, and diplomatic manner and address concerns or needs.
• Proficient in electronic mail system; use of intranet and internet; Microsoft Office products including Excel, Word, PowerPoint.
• Ability to safely operate a motor vehicle and must hold a valid driver’s license.

Requirements

• Responsible for automobile travel within territory traveling to agents’ offices. Car travel represents a meaningful portion of associate’s time.
• Non-essential function: other duties as assigned.

Benefits

• Health, Dental & Vision Insurance
• Company-provided life and income protection plans
• Eligibility to participate in a company incentive bonus program
• 401(k) Retirement Plan - 100% company match up to 7% on annual salary
• Paid Time Off, Paid Holidays, and Floating Holidays
• Flexible Work Arrangements - Hybrid and remote depending on the role