[Hiring] Life Underwriting Auditor @Ladder

Role Description

As our Life Underwriting Auditor, you will bridge the gap between automated data workflows and traditional underwriting, ensuring our real-time decisions stay accurate and high quality as our models evolve. You will partner with engineering, data science, actuarial, compliance, and customer experience teams.

• Conduct underwriting audits and case reviews to ensure accuracy, quality, and adherence to guidelines.
• Review all data to assess mortality and risk probability. Determine rating class, terms, and conditions based on established rules, rates, and guidelines.
• Analyze medical, personal, and financial data from both traditional and innovative data sources to make final, case-by-case decisions on individual applications, with a delegation of authority of up to $8 million.
• Perform complex case reviews and review accelerated underwriting decisions, including cases flagged by automated engines and rule knockouts.
• Evaluate automated underwriting engine outputs, data inputs, and predictive models. Update audit reviews as these models evolve, and recognize gaps in rules that lead to actionable updates.
• Work with many cross-functional teams and stakeholders, clearly communicating audit findings and recommendations.
• Contribute to internal and cross-functional projects.

Qualifications

• 10+ years of life insurance underwriting experience at a leading carrier or reinsurer.
• A delegation of authority of up to $8 million.
• Experience conducting different types of underwriting audits and case reviews, including post-issue audits.
• Experience with complex case reviews and accelerated underwriting.
• Familiarity with automated underwriting engines, data inputs, predictive models, and an understanding of rule knockouts.
• Analytical and technical skills for data analysis.
• Proven ability to manage high volumes, fluctuating queues, and turnaround times.
• Experience working with many cross-functional teams and stakeholders, and contributing to internal and cross-functional projects.
• Strong interpersonal and negotiation skills.

Benefits

• Excellent medical, dental, and vision coverage.
• Flexible paid time off.
• Stock options.
• A rewarding 401k match program.
• Ladder Fit Program with a monthly stipend for wellness-related expenses.
• Paid parental leave of ten weeks for all parents.
• Work-from-home flexibility and support with stipends for remote office costs.
• Fun company-wide events.