[Hiring] Life & Annuity Specialist Expert - AI Trainer @Mercor

Role Description

• Design realistic scenarios involving needs analysis, product selection, illustrations, medical and financial underwriting, table ratings, replacements, and 1035 exchanges.
• Create work products such as coverage recommendations, illustration comparisons, underwriting assessments, suitability rationales, replacement analyses, and policy-service determinations.
• Write "golden" reference responses at experienced life and annuity practitioner quality.
• Grade AI-generated responses against structured rubrics for product accuracy, suitability, mathematical correctness, and disclosure adequacy.
• Identify unsupported illustration assumptions, unsuitable recommendations, confusion between product types or tax treatments, and failures to apply replacement or disclosure requirements.
• Provide written feedback to the research team to improve model behavior.

Qualifications

• Must-Have:
• 2+ years of professional experience in life insurance or annuity advisory, underwriting, new business, policy administration, product, or suitability review.
• Experience with at least one product family, such as term, whole life, universal or indexed universal life, variable life, or fixed, indexed, and variable annuities.
• Understanding of policy mechanics (cost of insurance, crediting, caps and participation rates, surrender charges, riders, and guarantees) and their impact on long-term outcomes.
• Ability to explain tax treatment and suitability considerations clearly and recognize when licensed or legal review is required.
• Excellent written communication, quantitative care, and high attention to detail.
• Ability to distinguish product and suitability judgment from investment advice and formal tax or legal advice.
• Preferred:
• CLU, ChFC, FLMI, CFP, or comparable designation.
• Active or previously held life and health producer license, or securities registration.
• Medical or financial life underwriting experience, including APS review, lab interpretation, or reinsurance referral.
• Experience with buy-sell, key-person, estate-planning, premium-finance, or executive-benefit cases.
• Experience with suitability, Reg BI, or state replacement and disclosure review.

Requirements

• Immediate start; applications reviewed on a rolling basis.
• Hourly contractor, paid weekly via Stripe Connect.

Application Process

• Upload resume
• AI interview based on your resume
• Submit form

Resources & Support

• For details about the interview process and platform information, please check: https://talent.docs.mercor.com/welcome
• For any help or support, reach out to: [email protected]