[Hiring] Lead Risk Investigator, Fraud @Tilt Finance

Role Description

Tilt is hiring a Lead Risk Investigator to own our most complex fraud investigations from end to end — the multi-week fraud rings, systemic attack patterns, and cross-product cases that don’t fit neatly into a queue. This is an advanced individual-contributor role: you won’t manage people, but you’ll operate as the senior-most investigative authority on the team, running project-scale investigations, setting the bar other investigators calibrate against, and representing Risk Operations’ fraud findings directly to leadership. You’ll partner closely with Compliance, Product, Engineering, and Data to turn what you find into rule changes, product fixes, and process improvements.

Qualifications

• 8+ years in fraud investigations, risk operations, or financial crimes, including direct experience running complex, multi-week investigations independently.
• Deep, practical mastery of fraud typologies across card, ACH, and P2P.
• Practical working knowledge of consumer protection regulation as it applies to fraud and disputes.
• A track record of taking a fraud investigation all the way through to a rule, control, or process change.
• Comfort working in data — able to query and interpret fraud data (SQL or similar).
• Experience with fraud and identity tooling such as Alloy, Socure, Persona, LexisNexis, Sardine, or close equivalents.
• Strong written and verbal communication skills.

Requirements

• Lead project investigations: Own the investigation of Tilt’s most complex fraud events end to end.
• Set the investigative bar: Take direct ownership of the hardest, most ambiguous referrals.
• Lead incident response: Act as the senior investigative lead during fraud incidents.
• Turn cases into controls: Use investigation findings to drive fraud rule, threshold, and control changes.
• Own vendor evaluation: Take a lead role in fraud vendor evaluations.
• Bring the data: Use SQL/Databricks to build the analysis behind your investigations.
• Be the fraud voice in the room: Represent Risk Operations’ fraud findings directly to Compliance, Product, Engineering, and leadership.
• Mentor without managing: Serve as the go-to fraud subject-matter expert for Team Leads, Sr Risk Investigators, and BPO partners.

Benefits

• Virtual-first teamwork with WFH office reimbursement.
• Competitive compensation packages and generous equity.
• Flexible health plans at every premium level with substantial subsidies.
• Direct exposure to our leadership team.
• Paid global onsites for team gatherings.
• Growth opportunities based on contributions.