[Hiring] Intermediate Underwriter @Manulife

Role Description

Continue building your career with Manulife’s Individual Insurance team, a leading provider of insurance for Canadian families, individuals, and businesses, recognized for innovative products, service, and professional advice.

As an Intermediate Life Underwriter, you’ll bring established underwriting experience and Life signing authority of $1–$2 million. You’ll independently manage a broader range of cases within assigned authority, working with National Accounts, Managing General Agencies (MGAs), and Traditional Producers.

Bring your technical knowledge, sound judgment, and customer-focused approach. You’ll assess more complex risks, communicate decisions confidently, and contribute practical solutions that support customers, advisors, and business outcomes.

At Manulife, underwriting is where expertise, trust, and impact come together. In this role, you won’t just review files — you’ll own complex, meaningful decisions that help individuals and families secure their financial futures with confidence.

You’ll work with innovative underwriting tools and technologies that support strong judgment and better customer outcomes, allowing you to focus on the higher‑value work your expertise is built for.

We’re equally invested in your growth. With clear career progression, hands‑on learning alongside experienced peers, and strong support for professional development, Manulife offers an environment where underwriting careers are built for the long term — supported by flexible ways of working and a collaborative, people‑first culture.

Qualifications

• Demonstrated experience as a Life Underwriter, with a minimum Life signing authority of $1M
• Working knowledge of medical risk assessment, including anatomy, medical terminology, diseases, diagnostic tests, treatments, and medications.
• Sound knowledge of financial and other non-medical risks and their application to life insurance underwriting.
• Experience assessing a range of cases, including moderate impairments, and making independent decisions within assigned authority.
• Strong analytical, critical-thinking, and problem-solving skills, with clear, well-supported decision rationale.
• The ability to interpret and apply current technical information and recognize when additional guidance or escalation is needed.
• Clear written and verbal communication and the ability to explain underwriting decisions professionally.
• A customer-service mindset and the ability to build credibility and positive relationships with advisors and internal partners.
• Strong organization, attention to detail, and ownership of priorities and turnaround times.
• Comfort with underwriting systems, new business processes, and digital tools, including Microsoft Word, Excel, and internet-based applications.
• Adaptability and a commitment to continuous learning and professional development.

Requirements

• Enrollment in or completion of LOMA, ALU, or other insurance-related courses.
• A university or college degree in a related discipline.
• Medical education, training, or experience.
• Participation in industry meetings, seminars, or conferences.
• Bilingual proficiency in English and French.
• If the successful candidate is in Québec, proficiency in both languages will be required to support clients from various provinces outside of Quebec.

Career Growth

Through broader case exposure, ongoing learning, and feedback, you’ll continue strengthening your technical expertise, judgment, and ability to manage increasingly complex risks.

Development toward a Senior Life Underwriter role will focus on greater case complexity, decision quality, expanded authority, strong advisor relationships, and broader contributions to the team. Progression will depend on demonstrated readiness and business needs, rather than time in role alone.

What Matters to You

• Putting customers first by listening, engaging, and acting for their benefit.
• Learning continuously and finding better ways to work.
• Taking ownership and achieving results together.
• Acting with integrity, doing what is right, and speaking up.
• Supporting a diverse, inclusive, and respectful workplace.

Benefits

• Eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short- and long-term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans.
• Various retirement savings plans (including pension and a global share ownership plan with employer matching contributions) and financial education and counseling resources.
• Generous paid time off program in Canada includes holidays, vacation, personal, and sick days, and the full range of statutory leaves of absence.