[Hiring] Consultant, Field Underwriter - Commercial Lines @Nationwide

Role Description

If you’re passionate about helping people protect what matters most to them at a Fortune 100 company with nearly $70 billion in annual sales, as well as innovating and simplifying processes and operations to provide the best customer value, then Nationwide’s Property and Casualty team could be the place for you!

This is a Work-From-Home (WFH) position involving approximately 30-50% travel to agency partners throughout the respective territory and holding underwriting authority & accountability across all sizes of Small Commercial business.

Territory: San Diego County & Surrounding Areas. The successful candidate must live within the assigned territory. Preferably, this individual will be based in or near the Northern San Diego area.

Key Responsibilities

• Advanced Underwriting Execution: Independently underwrites and prices the most complex and specialized commercial risks within expanded authority levels while promoting a steady flow of lower-premium and complexity new business.
• Risk Analysis & Technical Consultation: Performs in-depth risk analysis using financials, loss control reports, industry trends, and predictive data models. Provides consultative guidance to field underwriters and agents on risk mitigation and coverage solutions.
• Territory Management: Manages a field underwriting territory focused on new business production, ensuring alignment with underwriting strategy, mix of business, and profitability goals.
• Agency Engagement & Strategic Support: Builds and maintains strong relationships with key agency partners. Regularly conducts in-person meetings and takes advantage of opportunities to embed and quote within the agency’s office.
• Market Intelligence & Innovation: Monitors market developments, emerging risks, and competitor activity.
• Mentorship & Knowledge Sharing: Serves as a technical resource and informal mentor to field underwriters. Shares best practices and supports skill development across the team.
• Program & Product Expertise: Partners with Territory Managers and Learning & Development resources to conduct product orientation and training sessions for agents and internal teams.

Qualifications

• At least 6 years of multi-line commercial insurance underwriting experience (with authority).
• Production & Agency Management orientation.
• At least 10 years of commercial insurance underwriting experience (with authority) preferred.
• Prior field underwriting or territory management experience preferred.
• Agency/brokerage experience preferred.
• Relevant insurance designations (CPCU, CIC, AU, etc.), or coursework towards them, are always a plus!

Requirements

• Bachelor’s degree required. Advanced insurance designations (e.g., CPCU, ARM) strongly preferred.
• Minimum 6–8 years of commercial underwriting experience, with demonstrated success in handling complex risks and portfolios.
• Expert-level understanding of commercial underwriting principles, risk management, and industry-specific exposures.
• Strong knowledge of agency operations and market dynamics.
• Exceptional analytical, consultative, and communication skills.
• Ability to influence underwriting outcomes and support strategic initiatives.
• High proficiency in risk evaluation tools and techniques.

Benefits

• Medical/dental/vision.
• Life insurance, short and long term disability coverage.
• Paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date.
• Nine paid holidays.
• 8 hours of Lifetime paid time off.
• 8 hours of Unity Day paid time off.
• 401(k) with company match.
• Company-paid pension plan.
• Business casual attire.