[Hiring] Associate Underwriter @New York Life

Role Description

Reporting to a Team Manager, the Associate Underwriter is responsible for evaluating new life insurance applications and in force cases with a focus on quality standards, timeliness, and productivity to determine whether an application should be approved, declined or if additional information is required. Associate Underwriters receive ongoing training, coaching and mentorship designed to develop technical underwriting expertise and decision-making skills.

• Evaluate life insurance applications and accurately classify mortality risk using medical and nonmedical information for cases with a 2-year TAAR of up to $1 million, including cases involving Attending Physician Statements and complex medical histories.
• Apply established underwriting knowledge while continuing to develop technical expertise through ongoing training, mentorship, and continuous learning opportunities.
• Communicate underwriting requirements, application updates, reinsurance considerations, reconsideration requests and final decisions to agents and General Office personnel through both written and verbal interactions with a high degree of professionalism and clarity.
• Maintain a strong understanding of underwriting systems, product rules, medical advances, and mortality trends to support accurate and consistent decision-making.
• Support adoption and effective use of underwriting models, rules engines, and emerging tools by applying judgment and ensuring alignment with guidelines and risk philosophy.
• Independently manage assigned underwriting cases within established authority, seeking consultation when case complexity or risk exceeds established authority.

Qualifications

• Bachelor’s degree preferred or equivalent combination of education and relevant experience.
• Strong analytical, critical thinking, and problem-solving skills with the ability to evaluate information and make sound decisions.
• Strong verbal and written communication skills with the ability to clearly articulate decisions and influence stakeholders.
• Strong customer service orientation with the ability to deliver timely and professional support.
• Strong organizational and time management skills with the ability to prioritize multiple responsibilities while maintaining attention to detail.
• Proficiency with technology and a willingness to learn new systems, digital tools, and data-driven approaches.
• Demonstrated ability to learn and apply complex concepts, policies, and procedures in a structured environment.

Requirements

• This role requires FINRA licensed and/or FINRA Associated Person pre-hire fingerprinting.

Benefits

• Full package of benefits for employees, including leave programs, adoption assistance, and student loan repayment programs.
• Annual discretionary bonus eligibility.
• Participation in an incentive program.

Company Description

At New York Life, fostering an inclusive workplace is fundamental to who we are and how we serve our communities. We have a longstanding commitment to creating an environment where individuals can contribute their best and succeed together.

• Recognized as one of Fortune’s World’s Most Admired Companies.
• Committed to improving local communities through a culture of employee giving and volunteerism.
• Operates in the best interests of our policy owners.