Backend Engineer @Koyo

Who We Are

Koyo was founded in 2018, on the principle that people who are new to credit, or the country, should be treated fairly when it comes to finance. There are over 6 million of these people in the UK alone. In the past, those seeking credit would be charged excessive fees for borrowing that caused financial problems, rather than solved them. We’re changing all that.

We are set to disrupt this multi-billion pound market by offering fairly priced credit through the innovative use of technology. We’re based in London, with global ambitions. Koyo is backed by two top venture capital funds (who also funded Transferwise and Revolut) and some of the most reputable angel investors in the UK. Join us, and help put an end to predatory financial firms and be part of an exciting and rewarding journey.

Our story so far
In 2016, Thomas, the founder of Koyo moved to the UK and found accessing credit to be difficult if not impossible. This is because his credit history did not follow him from his home country. He realised this is a problem that effected millions of people who are new to the country, but also people who have failed to build a credit history in the UK more generally. In September 2018 we raised our first round of venture funding and have since raised further debt and equity funding from VCs and private investors. Our team consists of eight online lending professionals in tech, risk and marketing.