At Alma, we assume that finance is a business enabler. We help business owners to increase their turnover by 20% with our payment facilities. Merchants do not take any risk, Alma handles it for them. Customers pay later, Alma pays merchants right away.
For merchants, the installment payment and the deferred payment are excellent ways to increase customers’ loyalty and satisfaction, as well as generating incremental sales revenues.
For customers, the buying experience is enhanced (4.8/5 on Trustpilot) and Alma grants him the possibility of handling his budget easily.
Even if we enable merchants to sell more, we believe that trading is sustainable only if it is well balanced. We eliminate purchase frictions, but NEVER we encourage customers to get over-indebted.
And it works:
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