[Hiring] Distinguished Software Engineer @Credit Acceptance

Role Description

As the Distinguished Engineer, you are the senior-most individual contributor in Technology, reporting directly to the Chief Technology Officer. You will set the multi-year technical strategy for the company while staying close enough to the code and systems to remain credible.

• Convene the principal and staff engineers to define the end-state architecture across originations, servicing, marketplace, data, and AI.
• Own the enterprise agent architecture spanning servicing and collections, the dealer side, originations, and internal engineering and back-office workflows.
• Own the technical strategy for migrating workloads off on-premises infrastructure to AWS and Databricks.
• Set the architecture for change-data-capture-based ingestion and a modern warehouse.
• Architect for pricing and credit model updates and an experimentation platform.
• Own the architecture and interfaces for a unified vehicle inventory, consumer search, and lead routing platform.
• Define the golden path for how software is specified, generated, reviewed, tested, and deployed.
• Own the instrumentation, baseline, and remediation architecture for performance standards.
• Move the organization toward owned platforms with stated contracts.
• Stay personally engaged in the technical work, including design reviews and incident analysis.

Qualifications

• Bachelor’s degree in Computer Science, Information Systems, or closely related field; or equivalent work experience.
• Minimum 10 years of software engineering experience or comparable depth of experience.
• A track record of setting and delivering multi-year technical strategy at enterprise scale.
• Depth in distributed systems architecture and in at least two of the following areas:
• Agentic or LLM-based systems in production.
• Large-scale cloud migration of transactional systems.
• Modern data platform and lakehouse architecture.
• Machine learning platform and model serving.
• High-traffic consumer or marketplace applications.
• Demonstrated ownership of a legacy-to-modern migration of systems.
• Hands-on credibility: actively reads code, writes proofs of concept, joins design reviews, and participates in incident analysis.
• Strong written communication skills.

Requirements

• Evidence of influence without authority across organizational boundaries.
• Experience delivering in a regulated industry.

Benefits

• Excellent benefits package including 401(K) match, adoption assistance, parental leave, and tuition reimbursement.
• Comprehensive medical/dental/vision coverage.
• Nonstandard benefits that contribute to a Great Place to Work culture.

Company Description

Credit Acceptance is proud to be an award-winning company recognized both locally and nationally across multiple workplace categories. Our world-class culture is shaped by dedicated team members who are driven to succeed as professionals individually and together as a team.