[Hiring] Product Manager, Acquisitions Decisioning @Mission Lane LLC

Role Description

We're looking for a technical product thinker to join our Acquisitions Team as a Product Manager for Acquisitions Decisioning. In this role, you will own the "brain" of our customer acquisition engine, managing the critical logic that assesses risk, verifies identity, and determines credit lines the moment someone hits "submit" on their credit application.

The Impact You’ll Make:

• Drive forward our mission of empowering people to unlock financial progress by continuously refining our real-time decisioning infrastructure.
• Bridge the gap between complex credit policies and technical execution to build a scalable, secure, and efficient decisioning platform.
• Enable the Credit team to deploy new models with speed, reduce data costs without sacrificing accuracy, and ensure we scale safely by keeping fraud at bay.

The Team & Environment:

• Be part of a fast-paced, cross-functional team focused on optimizing the backend systems that drive our business growth.
• Operate with a high level of agency to drive alignment across Credit, Fraud, and Engineering.
• Own high-stakes technical challenges, requiring you to prioritize based on data to balance risk management with a seamless user experience.

As Product Manager, Acquisitions Decisioning you will:

• Define and execute the product roadmap for our post-application decisioning engine, translating high-level strategic goals into detailed technical requirements and user stories.
• Partner with the Data, Credit, and Engineering teams to operationalize complex underwriting models, ensuring business logic is correctly translated into platform features that balance risk separation with speed-to-market.
• Optimize our portfolio of third-party data integrations to balance approval accuracy with unit economics and data costs.
• Collaborate with Fraud Operations to implement real-time defenses against synthetic fraud and identity theft attacks.
• Monitor the health of the decisioning platform to ensure high availability, low latency, and accurate error handling while maintaining a seamless customer experience.

Qualifications

• 3+ years of product management experience, with a focus on backend decisioning systems.
• Technical proficiency and the ability to have in-depth conversations with engineers about system architecture, APIs, and implementation trade-offs.
• Proficiency using SQL to query data, investigate decision logs, and analyze funnel performance.
• Proven track record of managing complex projects with dependencies across multiple different teams.
• Experience designing and running A/B tests.
• Strong analytical skills and experience using data to drive decisions and measure success.
• Ability to travel to the US for in-person collaboration as required.

Preferred Qualifications

• Experience working in fintech, lending, or financial services.
• Experience managing platform products that rely heavily on data exchange and API integrations rather than user interfaces.
• Operational experience preventing or managing fraud.
• Familiarity with credit bureau data or other identity verification services.

Compensation

• Annual full-time starting base salary range: CAD 157,000 – 173,000.
• This role is eligible for additional compensation in the forms of participation in our annual incentive and equity programs.
• Pay is based on factors such as work experience, education, certification(s), training, skills, and competencies related to the role.
• Mission Lane also offers a comprehensive benefits plan, which includes:
• Paid time off
• A monthly wellness stipend
• Extended health care coverage (EHC)
• Dental, vision life & disability coverage
• Paid parental leave
• A remote-first work environment