[Hiring] Head of Product @Payoneer

Role Description

PAYO Digital Bank, N.A. (PDB), Payoneer's national trust bank subsidiary, is seeking a strategic, execution-focused Head of Product to own the product vision and roadmap for the bank's core offering:

• Stablecoin issuance and redemption
• Customer onboarding
• On/off-ramp experiences

This is a high-impact, high-visibility role reporting directly to the Chief Technology Officer of PDB. The ideal candidate is a seasoned product leader with regulated payments or banking experience who is comfortable building zero-to-one in an environment where compliance is a design input, not an afterthought.

• Hold a roadmap to a regulatory clock
• Run disciplined launch gates
• Partner ruthlessly with engineering on execution
• Represent product decisions to OCC examiners with confidence

Candidates must be based in New York, NY OR Miami, FL | Full-time

Qualifications

• 10+ years of product management experience
• 5+ years in payments, banking, or digital assets
• Direct experience shipping products inside a regulated financial institution
• Ideally under OCC, Federal Reserve, or state banking supervision
• Demonstrated success taking a complex product from concept to launch
• Working knowledge of mint/burn flows, reserve backing, redemption rights, and on-chain/off-chain reconciliation
• Strong written and verbal skills
• Comfortable producing documentation reviewed by regulators and external auditors
• Experience presenting to examiners

Requirements

• Act as the ultimate unblocker for the engineering team
• Drive ruthless prioritization
• Define clear acceptance criteria
• Manage technical trade-offs to ensure on-time delivery without compromising compliance
• Partner with Compliance to embed KYC, sanctions screening, and transaction monitoring controls directly into product flows
• Document user journeys to a standard suitable for strict regulatory examination
• Design the controlled pilot, including transaction volume caps, staged merchant onboarding, and clearly defined launch criteria
• Enforce feature freeze discipline ahead of user acceptance testing
• Own product requirements for the bank's core banking, custody, screening, and oracle infrastructure partners
• Drive integration decisions alongside Engineering
• Shape product requirements supporting proof-of-reserve attestation
• Represent product decisions to the board, management committees, and OCC examiners as required

Company Description