[Hiring] Associate Director, Individual and Family Plan Insurance Solutions @Oscar Health

Role Description

The Associate Director, Individual and Family Plan Insurance Solutions leads complex or multi-market IFP portfolios, owning strategic intent, design coherence, execution quality, and shared accountability for in-market performance alongside leadership. This role functions as a primary decision-maker within defined authority and a senior escalation point for complex design, filing, and execution issues.

You will report into the Vice President, Insurance Product Innovation and Development.

Work Location: This is a remote / work-from-home role. You must reside in one of the following states: Arizona, California, Colorado, Florida, Georgia, Illinois, Massachusetts, Michigan, Nevada, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Texas, or Virginia. Note, this list of states is subject to change. #LI-Remote

Pay Transparency: The base pay for this role is: $163,944 - $215,176 per year in New Jersey, New York, and California. The base pay for all other locations is: $147,549 - $193,658 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program, and annual performance bonuses.

Responsibilities

• Product Strategy & Design Leadership
  • Define product strategy and plan design direction for multiple markets or complex offerings
  • Translate market strategy, enterprise priorities, and actuarial targets into executable plan designs
  • Drive differentiated product concepts while maintaining compliance with enterprise standards
  • Maintain tight controls over execution timelines, dependencies, and quality
  • Champion innovative, market-differentiated product concepts beyond traditional benefit design
  • Leverage quantitative and qualitative analysis to inform strategy, plan design, execution decisions and post-launch performance
• End to End Lifecycle Execution Ownership
  • Oversee end to end plan design and execution across assigned portfolios, including filings and launch readiness
  • Ensure cross-market consistency where required while enabling intentional local differentiation
  • Partner closely with Actuarial to ensure pricing, actuarial value, and benefit design are fully aligned
  • Maintain tight control over execution timelines, dependencies, and quality
• Governance, QA & Approvals
  • Serve as a senior approver for plan designs, filings, and regulatory submissions
  • Establish and enforce QA standards, readiness checks, and control points
  • Resolve complex regulatory, design, and execution issues; escalate when appropriate
• Post-Launch Ownership
  • Share accountability for live plan performance with leadership and Senior Managers
  • Lead cross-market issue remediation, root-cause analysis, and corrective action
  • Institutionalize learnings into future design and execution playbooks
• People & Stakeholder Leadership
  • Lead Senior Managers and Managers responsible for market execution
  • Act as a trusted thought partner to Market Directors, Actuarial, Network, and Regulatory leaders
  • Coach teams on judgement, tradeoff management, and disciplined execution
• Compliance with all applicable laws and regulations
• Other duties as assigned

Qualifications

• 7+ years of product management experience, with deep IFP and Small Group expertise
• 5+ years of previous experience with health insurance product development
• 5+ years experience across multiple markets or complex product lines
• 3+ years making strategic judgment calls and interacting with executive leaders
• Travel up to 25% of the time

Bonus Points

• Bachelor’s degree or higher in business, healthcare or quantitative degree

Benefits

• Medical, dental, and vision benefits
• 11 paid holidays
• Paid sick time
• Paid parental leave
• 401(k) plan participation
• Life and disability insurance
• Paid wellness time and reimbursements