[Hiring] Healthcare Utilization Review Specialist @Cobalt Benefits Group LLC

Role Description

Join our team at Company and build a meaningful career in employee benefits solutions. As a Healthcare Utilization Review Specialist, you’ll play a vital role in ensuring our clients and members receive the right care at the right time through customized, self-funded insurance programs. You’ll review claims for medical necessity, verify authorizations, and collaborate across clinical and administrative teams to support effective utilization management.

Reporting to the Utilization Review Manager, the Utilization Review Specialist will:

• Coordinate reviews of group renewal information.
• Process claims for medical necessity.
• Determine whether authorizations are on file.
• Make determinations for claims processing based upon coding.
• Interpret medical data and coordinate review processes.
• Collaborate with clinical and administrative teams to support effective utilization management.

This role is ideal for detail-oriented healthcare para-professionals who want to apply their knowledge of medical terminology and insurance processes in a supportive, team-driven environment.

Qualifications

• Prior training in coding, insurance, basic medical vocabulary, or certification in roles such as medical assistant, home health aide, nursing assistant, or other similar health care para-professional training or certification preferred but not required.
• Fluent computer skills including MS Office (Word, Excel, and Outlook) and Internet applications.
• Strong reading comprehension.
• Self-motivated and self-directed, operates without constant guidance.
• Ability to make sound logical decisions and articulate reasoning.

Requirements

• Review claims in utilization review queues for medical necessity and authorization status; determine appropriate processing based on coding and plan language.
• Support the daily operations of the Utilization Review department by assisting senior UR team members with case review activities.
• Conduct outreach calls and collect data using established scripts, tools, and protocols, while maintaining productivity```html

  Role Description

  Join our team at Company and build a meaningful career in employee benefits solutions. As a Healthcare Utilization Review Specialist, you’ll play a vital role in ensuring our clients and members receive the right care at the right time through customized, self-funded insurance programs. You’ll review claims for medical necessity, verify authorizations, and collaborate across clinical and administrative teams to support effective utilization management.

  Reporting to the Utilization Review Manager, the Utilization Review Specialist will:

  • Coordinate reviews of group renewal information.
  • Process claims for medical necessity.
  • Determine whether authorizations are on file.
  • Make determinations for claims processing based upon coding.
  • Interpret medical data and coordinate review processes.
  • Collaborate with clinical and administrative teams to support effective utilization management.

  This role is ideal for detail-oriented healthcare para-professionals who want to apply their knowledge of medical terminology and insurance processes in a supportive, team-driven environment.

  Qualifications

  • Prior training in coding, insurance, basic medical vocabulary, or certification in roles such as medical assistant, home health aide, nursing assistant, or other similar health care para-professional training or certification preferred but not required.
  • Fluent computer skills including MS Office (Word, Excel, and Outlook) and Internet applications.
  • Strong reading comprehension.
  • Self-motivated and self-directed, operates without constant guidance.
  • Ability to make sound logical decisions and articulate reasoning.

  Requirements

  • Review claims in utilization review queues for medical necessity and authorization status; determine appropriate processing based on coding and plan language.
  • Support the daily operations of the Utilization Review department by assisting senior UR team members with case review activities.
  • Conduct outreach calls and collect data using established scripts, tools, and protocols, while maintaining productivity and service standards.
  • Process correspondence and faxes in accordance with timeliness standards; escalate to clinical team members when appropriate.
  • Perform clerical and administrative tasks, including scanning, document retrieval, and urgent claims processing support.
  • Communicate clearly, professionally, and courteously with internal and external stakeholders to resolve issues.
  • Provide written direction to other team members (nurses, claims auditors) to support accurate claims processing.
  • Maintain current knowledge of Standard Operating Procedures, member benefits, rights, and responsibilities.
  • Ensure compliance with BCBS Association standards and company policies.
  • Complete other related duties and projects as assigned.

  Benefits

  • Fantastic medical, dental, and vision insurance*
  • Twice annual employer HSA contributions, covering 50% of the HDHP plan’s annual deductible!
  • Company provided Basic Life and AD&D
  • Company paid Short-Term and Long-Term Disability**
  • Flexible Spending Accounts*
  • 401(k) Retirement Plan with up to a 6% employer-match** WOW! (100% fully vested after 3 years)
  • 10+ paid holidays
  • Generous paid vacation and sick time
  • Annual Volunteer Paid Day
  • Annual```html

    Benefits

    • Fantastic medical, dental, and vision insurance*
    • Twice annual employer HSA contributions, covering 50% of the HDHP plan’s annual deductible!
    • Company provided Basic Life and AD&D
    • Company paid Short-Term and Long-Term Disability**
    • Flexible Spending Accounts*
    • 401(k) Retirement Plan with up to a 6% employer-match** WOW! (100% fully vested after 3 years)
    • 10+ paid holidays
    • Generous paid vacation and sick time
    • Annual Volunteer Paid Day
    • Annual Tuition Reimbursement
    • Annual Health and Wellness Reimbursement
    • Lots of fun company events

    *60 day waiting period

    **90 day waiting period

    ``` This completes the structured HTML job description based on the provided input. If you need any further modifications or additional sections, feel free to ask!