[Hiring] Underwriting Manager @Lower

Role Description

As an Underwriting Manager with Lower, you'll be responsible for leading and mentoring a team of Underwriters. This position is vital to Lower by:

• Developing new Underwriters
• Maintaining turn times
• Minimizing risk or loss to the company
• Ensuring loan files conform to the credit and property guidelines of all federal agencies, private mortgage insurers, and investors

Location: Fully Remote

What You'll Do

• Maintain current knowledge of internal and regulatory changes that affect the underwriting of mortgage loans
• Provide guidance to loan processors and underwriters on questions about various loan scenarios, documentation, and guideline requirements
• Provide and promote exceptional customer service both internally and externally
• Manage pipeline for adherence to turn times
• Assist with management of the 2nd level review/Adverse Pipeline and the Income Review Pipelines
• Assist with management of underwriting scenarios
• Work closely with Loan Officers, Managers, and staff to promote open and effective communication and to ensure quality service delivery to customers
• Ensure timely underwriting decisions while providing customers with the highest level of quality and customer service
• Be responsible for training and supervising personnel
• Exhibit attendance, promptness, professionalism, attention to detail, cooperativeness with co-workers and management, and excellent customer service
• Perform other duties or special projects as assigned

Qualifications

• Working knowledge of all current regulations governing mortgage lending
• Working knowledge of investor and agency guidelines
• Government designation required (FHA, VA, FNMA/FHLM)
• Ability to use systems and software programs needed to conduct daily business
• Ability to solve problems
• 10+ years’ experience in underwriting preferred

Benefits

• Competitive compensation
• Full benefits: medical, dental, vision, paid holidays, PTO, parental leave
• Life insurance, short- and long-term disability, 401(k) with company match
• Corporate wellness program
• Employee discount on home mortgage purchases and refinances