[Hiring] Underwriting Consultant @Symetra

Role Description

At Symetra, we believe in empowering people to make a meaningful impact—and that includes our underwriters. As an Underwriting Consultant, you’ll bring your expertise, judgment, and curiosity to a role where thoughtful decisions truly matter. You’ll assess complex mortality risks with consistency and care, balancing sound underwriting principles with our commitment to meeting customer and market needs.

What you will do

• Review individual life insurance applications and underwrite standard and substandard risks within authorized limits of authority in accordance with department guidelines, including:
  • Determining whether to accept, reject or modify life insurance risks by evaluation of applicant’s medical history, financial background, insurable interest and financial need.
  • Conferring with other Consultant-level Underwriters and up, Medical Director, Director of Indv Underwriting and/or Chief Underwriter on complex cases and situations not established by practice.
  • Obtaining second signature on cases that exceed designated underwriting authority.
  • Meeting established time service standards.
• Serve as a role model for other underwriters by establishing themselves as underwriting experts and as a “go to” person for underwriting issues; and Designee to handle high-visibility/high face amount or otherwise special cases.
• Communicate effectively with agents/producers to explain adverse underwriting decisions, while maintaining agency relationship and encouraging future business.
• Actively seek out/identify resources and projects to improve underwriting staff, and improve understanding of business line within the company and industry.
• Represent the underwriting function in inter-departmental meetings/projects.
• Represent Symetra at external functions as appropriate.

Qualifications

• At least 7-10 years of cumulative, relevant experience
• Proven analytical and problem-solving skills
• Strong attention to detail and ability to manage large caseloads and provide quick turnaround times while maintaining Symetra’s mortality standards
• Strong technical and financial underwriting skills
• Service-oriented with commitment to meet deadlines, prioritize and handle multiple tasks in a demanding work environment
• Strong interpersonal and communication skills (written and verbal)
• Mastery of underwriting principles, practices, insurance medicine, financial underwriting, field operations, product offerings and life insurance contract law
• Strong negotiation skills
• College degree preferred, high school diploma required

Requirements

• Employer work visa sponsorship and support are not provided for this role.
• Applicants must be currently authorized to work in the United States at hire and must maintain authorization to work in the United States throughout their employment with our company.
• Minimum Internet Speed: 100 Mbps download and 20 Mbps upload, in alignment with the FCC's definition of "broadband."
• Internet Type: Fiber, Cable (e.g., Comcast, Spectrum), or DSL.
• Not Permissible: Satellite (e.g., Starlink), cellular broadband (hotspot or otherwise), any other wireless technology, or wired dial-up.

Benefits

• Flexible full-time or hybrid telecommuting arrangements
• Plan for your future with our 401(k) plan and take advantage of immediate vesting and company matching up to 6%
• Paid time away including vacation and sick time, flex days and ten paid holidays
• Give back to your community and double your impact through our company matching