[Hiring] Underwriter, Team Lead @Priority Technology Holdings, LLC

Role Description

As an Underwriting Team Lead, you will serve as a senior individual contributor and subject-matter expert responsible for evaluating large, complex, and higher-risk merchant accounts while providing guidance and support to the broader underwriting team. You will exercise independent judgment in assessing complex or non-standard risk scenarios, interpreting underwriting requirements, determining appropriate risk strategies, and making sound decisions within delegated authority.

• Perform comprehensive financial, credit, and risk analysis across a variety of products and processing relationships, including merchants, payment facilitators, and marketplaces.
• Evaluate risk exposure, structure appropriate approvals, and develop risk mitigation strategies, including reserves, ACH delays, and other approval conditions.
• Develop the capabilities of the underwriting team by training new hires and supporting underwriters as they expand into additional products and higher-risk merchants.
• Serve as a key escalation point for underwriting questions and complex risk matters.
• Partner with management, Sales, Operations, Risk, and Compliance to resolve issues and promote consistent application of underwriting standards.

Qualifications

• Bachelor’s degree or equivalent combination of education and experience.
• 10+ years of relevant experience in underwriting, credit, risk, payments, banking, or financial services.
• Deep knowledge of merchant acquiring, payment processing, credit underwriting, financial statement analysis, fraud detection, and merchant risk.
• Exceptional communication, problem-solving, training, and decision-making skills.
• Advanced analytical and data-driven decision-making skills.
• Demonstrated expertise in fraud detection and prevention.
• Excellent management, communication, interpersonal, organizational, and leadership skills.
• Ability to work in a fast-paced environment.

Requirements

• Strong understanding of risk-mitigation tools, including reserves, ACH delays, and other approval conditions.
• Strong knowledge of Card Brand requirements, underwriting policies, procedures, and applicable KYC/AML and risk-management standards.
• Ability to communicate effectively both written and verbal.
• Attention to detail.
• Excellent organizational skills.
• Banking and Credit Card Issuing experience is a plus.

Benefits

• Compensation range: $97k - $130k.
• Bonus programs.
• 401(k) match.
• HSA and FSA options.
• Medical, dental, and vision coverage.
• Mental health support for employees and dependents through Lyra Health.
• 3 weeks PTO to start, with unlimited PTO after year one.
• Education expense reimbursement.
• Leadership development programs.

Company Description

Priority Commerce is a leading financial technology company on a mission to deliver a personalized, easy-to-adopt financial toolset that accelerates cash flow and optimizes working capital for businesses.

• Our vision is to eliminate the barriers to unlocking revenue - empowering businesses to grow faster and operate smarter.
• We achieve this through the Priority Commerce Engine, an innovative platform that combines payables, acquiring, and banking and treasury solutions.
• Our culture is built for those who want to make an impact, challenge each other to grow, and celebrate progress.