[Hiring] Underwriter @BlueCross BlueShield of Tennessee

Role Description

BlueCross BlueShield of Tennessee is recruiting top talent to join our Underwriting organization! On this team, you'll play a critical role in supporting the health and financial well-being of our 3.4 million customers. We're considering candidates for Underwriter roles and Senior Underwriting roles. Whether you’re early in your career or bring years of specialized experience, we'd like to hear from you.

Qualifications

• Bachelor’s Degree in Mathematics, Finance, Accounting or related field or equivalent work experience.
• At least 2 years – Stop Loss UWg, Financial UWg, Actuarial, or Fin. Mgmt experience.
• Proficiency with Excel.

Requirements

• Experience with Stop-Loss and/or Financial Underwriting.
• Actuarial and/or Financial Management experience.
• Experience supporting group healthcare underwriting functions within major health insurance organizations.
• Passion for predictive analytics (including leveraging generative and/or agentic AI tools).

Benefits

• This is a full-time, fully remote position.
• Benefits begin the first date of employment.
• Our medical policy contains no pre-existing exclusions or waiting periods.
• During our peak season from October – December, additional hours may be required, including weekends.
• Exact title, leveling, and offer details will be determined only after an interview.
• Location: Candidates residing within a 2-hour drive of our Chattanooga, TN headquarters are preferred.
• Time Zone: Candidates located in the Eastern or Central Time Zones are preferred.
• We cannot currently hire candidates residing in CA, MA, NH, NJ, or NY.
• Sponsorship is not available for this role.

Job Responsibilities

• Collecting information, contacting sales, account managers, agents, and other parties as appropriate to clarify and correct inconsistent, incorrect or missing group health application information.
• Perform risk appraisals for group health insurance prospect and renewals and associated underwriting documentation; evaluating and classifying group risk to determine acceptability, coverage and pricing.
• Calculating and negotiating rates and premium charges for group health insurance using approved formulas and tables.
• Corresponding with sales, account managers, agents, and other parties regarding group health insurance products, features, and pricing.
• Assisting the ongoing maintenance and enforcement of underwriting guidelines as well as providing underwriting expertise to projects in support of sales, marketing, membership and billing, legal or actuarial organizations.