[Hiring] Underwriter @Gravie

Role Description

Gravie is seeking a technically skilled Underwriter to support the evaluation and pricing of our Comfort health plan and other proprietary, level-funded health insurance products. This role is central to Gravie’s pricing integrity, profitability, and long-term growth strategy.

You’ll use Gravie’s proprietary underwriting engine, combined with claims experience, demographic analysis, and utilization trends, to assess group-level risk and generate competitive, data-driven pricing proposals. This includes:

• Independently underwriting new business and renewals.
• Applying sound judgment within defined authority limits.
• Recommending pricing strategies that align with customer needs, market conditions, and Gravie’s financial goals.

Beyond day-to-day casework, you’ll act as a key contributor to Gravie’s product positioning by:

• Collaborating closely with Sales, Account Management, and Product.
• Driving underwriting best practices and refining plan designs.
• Having visibility into the broader business strategy.
• Helping modernize underwriting within a highly collaborative, tech-forward environment.

This role is ideal for someone who is comfortable with complexity, confident working with data, and experienced in pricing level-funded group medical plans.

You Will:

• Manage a caseload while ensuring your work meets performance expectations across turnaround time, productivity, accuracy, pricing integrity, and block profitability.
• Independently use Gravie’s proprietary underwriting engine to produce and modify rating output for small and mid-sized groups.
• Rate level funded plans and provide product and pricing with first level pricing concession and plan design exception authority.
• Apply underwriting guidelines and risk assessment tools to evaluate group health plan risks.
• Communicate rates and plans quoted along with recommendations on strategic positioning of quote or renewal to Sales and Account Management Team offerings.
• Use claims data, demographics, and utilization to make informed pricing decisions.
• Maintain underwriting documentation and compliance with regulations and internal controls.
• Participate in training to develop and enhance knowledge of underwriting methodologies, funding options, products, legislation, competitors, and to ensure compliance with company and departmental policies.

Qualifications

• 3–5 years of underwriting experience, with at least 1–2 years working specifically with stop loss and/or level-funded health plans.
• Proven ability to independently underwrite standard and moderately complex cases.
• Bachelor’s degree in Business, Finance, Economics, Statistics, Mathematics, Insurance or other related majors.
• Strong analytical and technical skills.
• The ability to confidently communicate with both internal and external stakeholders.
• Ability to manage multiple priorities and deadlines with minimal supervision.

Extra Credit

• Experience working in a startup or high-growth environments.
• Master’s degree or advanced training in a relevant discipline.
• Professional certification(s), such as HIA, CEBS, MHP, or FLMI.

Benefits

• Alternative medicine coverage.
• Flexible PTO.
• Up to 16 weeks paid parental leave.
• Paid holidays.
• 401k program.
• Transportation perks.
• Education reimbursement.
• 2 days of paid paw-ternity leave.