[Hiring] Senior Underwriter - Trade Credit @Intact Specialty Solutions

Role Description

We currently have an opportunity for a Senior Underwriter to join our Trade Credit team based remotely nationwide. Under technical direction and within underwriting authority, the Senior Underwriter reviews complex risks to determine acceptance of an application. Responsibilities include:

• Manages a profitable book of business by evaluating results and conducting portfolio reviews for assigned territory and individual producers.
• Develops integrated pictures of factors that affect profitability, growth, retention, and recommends, implements, and monitors necessary action plans.
• Has underwriting responsibility for a book of new and renewal business.
• Examines, identifies, and evaluates exposures by analyzing documentation from various sources, such as insurance applications, internet searches, inspection reports, credit reports, etc.
• Makes underwriting decisions to accept, decline, or modify risks within assigned underwriting authority level in partnership with the underwriting team.
• Executes underwriting strategy as determined by management, including portfolio management and self-audits.
• Implements underwriting decisions in compliance with state laws and company guidelines.
• Develops superior working relationships with producers to successfully promote achievement of mutual operating goals (growth, retention, and profitability).
• Determines and executes strategy for account management and agency planning.
• Works closely with other departments, including claims, actuary, and risk control staff in an effort to better service producers and accounts.
• Gathers and analyzes competitor and producer information including producers’ retention, profitability, and potential, in support of pricing and appetite.
• Collaborates with team members to manage work inventories and all production activities to provide accurate and timely service in accordance with business unit standards.
• Processes underwriting decisions and documents files and reports via automated desktop systems and tools.
• Regularly travels to key producers/accounts and remains a visible presence in the marketplace.
• Monitors agency action plans and participates in account management, agency planning, and marketing meetings.
• Provides training and mentoring to less experienced underwriters and/or underwriting assistants.
• Stays abreast of industry, territory, and insurance trends.

Qualifications

• Bachelor's degree
• Minimum of 3-5 years of Trade Credit Experience
• CPCU, AINS preferred

Requirements

• Ability to evaluate complex risks and make informed underwriting decisions.
• Strong analytical skills to assess profitability and growth factors.
• Excellent communication and relationship-building skills.
• Proficiency in collaborating with various departments to enhance service delivery.
• Willingness to travel to meet with producers/accounts.

Benefits

• Comprehensive medical, dental, and vision insurance with no waiting period.
• Competitive paid time off programs.
• 401(k) savings and annual contributions of up to 12% of annual salary.
• Mental health support programs, life and disability insurance, paid parental leave, and a variety of additional voluntary benefits.