[Hiring] Senior Life Underwriter @Lincoln Financial

Role Description

We are excited to bring on an Underwriting (Sr Consultant) to our Specialty Underwriting Team. This position will not require the employee to come into the office.

• Cross Training and underwriting EB, GI/SI and COLI
• Underwriting Individual Life Insurance - Making critical risk decisions on whether to accept, modify, or decline a risk through evaluation of an individual's medical history or physical condition, occupational hazard, and financial background.
• Underwriting complex medical and financial cases to include:
  • Premium Finance designs
  • Foreign Nationals
  • HIV+ applicants
  • Professional athletes
• Reviewing inforce underwriting functions to include: reinstatements, term conversions, and policy changes
• Enhancing departmental outcomes by sharing knowledge with team members and providing advice on more complex underwriting determinations.
• Evaluating and underwriting life insurance applications to make determinations on the terms, coverage, and rating classification within your designated approval limit
• Identifying and recommending process improvements that significantly reduce workloads or improve quality
• Mentoring & Providing second signature review of life insurance applications
• Providing training to less experienced team members on underwriting procedures and guidelines.
• Representing the company by responding to questions during agency visits and developing relationships with agents and partners.

Qualifications

• 5-7+ years of experience in Underwriting Individual Life Insurance
• Demonstrated Excellence in:
  • Problem Solving / Analysis
  • Comprehension of Complex Information
  • Influencing Others
  • Risk Assessment
  • Demonstrated decision making using sound judgment
  • Negotiation Skills
  • Managing Conflict
• Developed Skills in: analyzing and interpreting complex financial documents including profit/loss statements, income statements, and balance sheets
• Strong Written and Verbal Communication skills
• Intermediate in: Microsoft Office (Outlook, Word, PowerPoint, Excel)
• A demonstrated track record of working with minimal supervision, being a self-starter and working with others in a team environment
• Undergraduate degree or 4+ years of comparable work experience

Requirements

• Industry Exams – ALU 101, 201, 202, & LOMA encouraged
• Developed Skills in: Estate Growth Calculations and Life Expectancy Calculations

Benefits

• Clearly defined career tracks and job levels, along with associated behaviors for each of Lincoln's core values and leadership attributes
• Leadership development and virtual training opportunities
• PTO/parental leave
• Competitive 401K and employee benefits
• Free financial counseling, health coaching and employee assistance program
• Tuition assistance program
• Work arrangements that work for you
• Effective productivity/technology tools and training