[Hiring] Senior Life Underwriter @Ladder

Role Description

We believe life insurance innovation must happen in the context of sound underwriting decisions. The Senior Underwriter will collaborate with our internal and external case underwriters to ensure quality risk assessments are made while helping users have the most delightful experience possible.

Please note, this is a remote role based in one of the 23 States Ladder is currently hiring in - AZ, CA, CO, CT, FL, GA, IA, KS, MA, MD, MN, NC, NH, NJ, NV, NY, OH, OR, PA, TX, VA, WA, WI.

Please note, Ladder is not currently sponsoring or transferring OPT or H1-B visa's.

What You’ll Do

• Perform line underwriting on individual term life cases, evaluating medical and personal history on applications up to $8 million face amount.
• Analyze medical, non-medical, and financial data to make solid, well-documented risk decisions.
• Manage varying volumes of application review within set quality standards and turnaround times.
• Collaborate with our external underwriters and continue to build the strength of that relationship.
• Work closely with the Customer Operations and Compliance teams to answer underwriting-related questions and share underwriting knowledge.
• Report to the Underwriting Director.

Qualifications

• 5+ years of life insurance underwriting experience at a leading carrier or reinsurer.
• Demonstrated interest in being part of a collaborative team to better serve end users.
• An experienced line underwriter with sound, consistent judgment on individual term life cases.
• Able to adapt to the underwriting philosophy of an innovative environment.
• A team player who wants to apply their life insurance underwriting expertise to help drive Ladder’s success.
• An optimist, committed to continuous learning, iteration, and user-centered everything.
• A great communicator who listens well, asks questions, and has a sense of humor.

Benefits

• Excellent medical, dental, and vision coverage.
• Flexible paid time off.
• Stock options.
• A rewarding 401k match program.
• Ladder Fit Program.
• Paid parental leave.
• Work-from-home flexibility and support.
• Fun company-wide events.

Compensation

Base pay is determined by the location where the work will be performed and is aligned to one of 3 compensation tiers, as indicated below. Base pay may vary depending on job-related knowledge, skills, experience, and business needs. In addition to the base pay range listed below, this role is also eligible for bonus, equity and benefits as shared above.

• Tier 1 (SF Bay Area, New York City, Seattle): $100,000.00 - $117,600.00
• Tier 2 (LA, Austin, Boston, Chicago, DC, Denver, Philadelphia, San Diego): $89,000.00 - $104,700.00
• Tier 3 (All other locations that Ladder hires): $84,000.00 - $98,800.00

Company Description

Ladder is building a diverse team of talented and enthusiastic people. We are an equal opportunity workplace. At Ladder, differences are celebrated and supported to benefit our people, product, and community.

Research shows that candidates from underrepresented backgrounds often don't apply for roles if they don't meet all the criteria – unlike majority candidates meeting significantly fewer requirements. We strongly encourage you to apply if you’re interested: we'd love to know how you can elevate our team with your unique experience!