[Hiring] Senior Financial Crime Investigator, Screening @Monzo

Role Description

The Financial Crime Screening team supports various aspects of the customer journey such as onboarding, ongoing monitoring, and event-based review. We conduct due diligence on our customers making fair and proportionate risk-based decisions on their behalf.

You will report to a Financial Crime Team Manager as part of a team of 12 working on complex EDD processes alongside supporting escalations cross domain.

• Reviewing high priority or complex tasks, such as enhanced due diligence (EDD), conducting open source investigations where required.
• Answering escalations from Investigators and other colleagues from across the business, and, if required, escalating these further to Ops Analysts.
• Coaching colleagues on our FinCrime Screening tasks including supporting our global partners.
• As a subject matter expert in the domain that you work, proactively using your own experience to improve the knowledge, skills, behaviours or performance of others.
• Driving team morale by being positive and enthusiastic, helping to motivate others and make the working atmosphere enjoyable and supportive.

Qualifications

• Solid experience in fighting financial crime, specifically around customer due diligence and enhanced due diligence.
• Good understanding of PEP’s, Adverse Media and Sanctions screening.
• Confidence in using open source information to inform reviews and investigations.
• Strong team player able to work effectively with colleagues from a range of backgrounds and experience levels, providing actionable specific feedback to investigators and their managers.
• Developing a solid understanding of UK legislation, regulations and industry guidance around economic crime and keeping up to date with emerging risks and trends in financial crime.
• Great time management skills, flexibility, and ability to work with limited supervision.

Requirements

• Ability to articulate the financial crime threats facing fintechs and the banking sector.
• Previous experience approving or signing-off customer due diligence reviews prepared by colleagues.
• Holding or working towards an appropriate qualification in financial crime or a relevant subject e.g. ICA, ACAMS.
• Experience working in a regulated bank in financial crime screening and customer due diligence (CDD), specifically in payments or sanctions screening, high-risk customer enhanced due diligence (EDD), or politically exposed persons (PEPs).

Benefits

• £29,450 - £37,250 + Incentive Awards tied to your performance.
• Guaranteed time off on your birthday if it falls on a scheduled workday and outside of your training period.
• Remote based role in the UK.
• £1,000 learning budget each year for books, training courses, and conferences.
• Work from home setup including Macbooks and extra support for remote workers.
• Plus lots more!