[Hiring] Senior Financial Crime Investigator @Monzo

Role Description

We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. Our UK customers can also save, invest and combine their pensions with us. We have a long history of creating magical moments for our customers!

UK Remote | 💰 £31,100 - £39,350 + Incentive Awards tied to your performance + Benefits

⭐ About our Senior Financial Crime Business Banking Investigator Team:

• The team serves as Monzo’s frontline defence against complex economic crime.
• Safeguarding our ecosystem and customers against sophisticated fraud and money laundering.
• Responsible for conducting rigorous onboarding and ongoing compliance checks.
• Unraveling complex financial crime typologies and mitigating risk through thorough investigation.

🔑 You’ll play a key role by...

• Taking ownership of the most complex FinCrime Business Banking tasks, including Enhanced Due Diligence (EDD) for high-risk businesses.
• Writing, reviewing, and submitting high-quality Suspicious Activity Reports (SARs) to the National Crime Agency (NCA).
• Maintaining a regular schedule on core investigative tasks to sustain competency levels.
• Actively coaching Investigators on complex financial crime typologies and best practices.
• Working closely with our Operations Analysts to share emerging trends.

Qualifications

• Deep KYB & AML expertise with significant experience conducting end-to-end business due diligence.
• Skilled researcher with a proven ability to leverage open-source intelligence.
• Strong grasp of UK and international financial crime trends affecting business accounts.
• Thrives in a fast-paced environment with high flexibility.
• Impact-driven with a genuine desire to protect Monzo and its customers.
• Leadership and improvement skills, ideally with experience mentoring peers.

Requirements

• 37.5 hours per week, Monday to Friday, from 9:00am to 5:30pm.
• One full weekend (Saturday and Sunday) once every 4 weeks, with 2 set days in lieu provided.
• No time off during the first 6 weeks of employment due to training.

Benefits

• Salary range of £31,100 - £39,350 + Incentive Awards tied to your performance.
• Guaranteed time off on your birthday if it falls on a scheduled work day.
• This role is fully remote and based within the UK.
• A £1,000 annual budget to spend on books, training courses, and conferences.
• All employees are provided with MacBooks and extra support for their work-from-home environment.
• Plus lots more!

Application Journey

• Application questions – Please take the time to answer these, as we read every single one.
• Recruiter call – A 30-minute video call to assess skills fit.
• Hiring Manager interview – A 60-minute video call focusing on values and technical questions.

This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!

We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.