[Hiring] Senior Credit Underwriter @World Business Lenders, LLC

Role Description

The Senior Credit Underwriter is responsible for leading complex credit underwriting activities while serving as a trusted advisor to the Chief Lending Officer. This role provides expertise in Non-QM mortgage lending, evaluates complex borrower scenarios, structures credit solutions, and supports sound lending decisions that balance risk and business objectives.

In addition to underwriting, the role oversees underwriting teams, mentors junior underwriters, drives process improvements, and collaborates cross-functionally to improve credit quality, operational efficiency, and funded loan volume.

Qualifications

• Bachelor's or Associate's degree.
• 10+ years of progressive underwriting experience in non-QM mortgage lending.

Requirements

• 10+ years of progressive underwriting experience in Non-QM residential mortgage lending.
• Proven expertise in credit analysis, risk assessment, and loan structuring.
• Strong knowledge of Non-QM loan products, including DSCR, Bank Statement, Asset Depletion, Foreign National, ITIN, and other alternative documentation programs.
• Experience interpreting credit policies, underwriting guidelines, and applicable mortgage regulations (e.g., ATR/QM, TRID, RESPA, TILA).
• Stable, reliable internet connection.
• Professional and dedicated remote working setup.

Benefits

• Compensation includes a base salary at $65,000-$85,000.
• Benefits include medical, dental, vision, life, and disability coverage.
• A 401(k) with company match.
• Paid holidays and paid time off (PTO).
• Fully remote work environment, with occasional travel as needed for leadership off-sites and corporate events.