[Hiring] Senior Credit Underwriter @World Business Lenders, LLC

Role Description

The Senior Credit Underwriter is responsible for leading complex credit underwriting activities while serving as a trusted advisor to the Chief Lending Officer. This role provides expertise in Non-QM mortgage lending, evaluates complex borrower scenarios, structures credit solutions, and supports sound lending decisions that balance risk and business objectives.

In addition to underwriting, the role oversees underwriting teams, mentors junior underwriters, drives process improvements, and collaborates cross-functionally to improve credit quality, operational efficiency, and funded loan volume.

Qualifications

• Bachelor's, Associate's, or equivalent degree.
• 10+ years of progressive underwriting experience in non-QM mortgage lending.

Requirements

• 10+ years of progressive underwriting experience in Non-QM residential mortgage lending.
• Proven expertise in credit analysis, risk assessment, and loan structuring, with the ability to evaluate complex borrower scenarios and develop viable lending solutions.
• Strong knowledge of Non-QM loan products, including DSCR, Bank Statement, Asset Depletion, Foreign National, ITIN, and other alternative documentation programs.
• Experience interpreting credit policies, underwriting guidelines, and applicable mortgage regulations (e.g., ATR/QM, TRID, RESPA, TILA), with the ability to make sound, consistent credit decisions.
• Stable, reliable internet connection.
• Professional and dedicated remote working setup.

Benefits

• $75,000-$100,000 annually.
• Paid Time Off (PTO).
• Fully remote — work from wherever you do your best work!