[Hiring] Program Manager and Underwriter @Amerisure Insurance

Role Description

The Program Manager and Underwriter is responsible for the overall management, execution, and strategic performance of assigned program business, including production, growth, profitability, and coverage initiatives with focus on the Property line of business. The position is responsible for underwriting audits, referral reviews for accounts exceeding delegated underwriting authority. Experience with Excess and Surplus lines is preferred. The Program Manager and Underwriter will also conduct market analysis to evaluate pricing, products, and services within Amerisure’s target classes and serve as a key relationship manager for both MGA (Managing General Agency) and retail agency partners.

Responsibilities

• Market, evaluate and price products and services for program business within Amerisure target classes of business.
• Set business plan for upcoming year addressing growth and profit objectives. Meet with agency/MGA partner to agree on plan and establish strategy for upcoming year.
• Evaluate book performance, communicate profit levels of Program, identify areas needing improvement and create plans to address shortfalls.
• Partner with the Actuarial team to evaluate portfolio performance against targeted combined ratio objectives, identifying performance gaps and developing strategies to address shortfalls.
• Drive the implementation of new and existing programs including development of underwriting guidelines, form/rate filings, compliance/regulatory matters, finance, reinsurance, claims, legal, accounting, actuarial and marketing matters.
• Evaluate expansion opportunities for profitable growth with additional distribution partners.
• Mentor, train, and provide technical guidance to underwriting team members and support staff.
• Conduct regular audits of MGA programs to ensure compliance with company underwriting guidelines, contractual requirements, and applicable state regulatory standards.
• Develop and implement best underwriting practices that support program business objectives, drive profitable growth, and align with Amerisure’s overall underwriting strategy and performance goals.
• Identify ongoing product needs and collaborate with appropriate product and actuary resources for implementation of same.
• Collaborate with the Reinsurance team to ensure adequate reinsurance capacity for Program Business.
• Participate in MGA/agency visits and in servicing the MGA/agency relationship.
• Collaborate with service team to support and advance the program business strategy.
• Partner with Claims Department in conducting regular claim reviews with MGA/agency.
• Collaborate with risk management to assist in developing and implementing loss control and risk management strategies.
• Order, review, and analyze underwriting and rating reports to assess risk exposures and support informed underwriting decisions.

Qualifications

• Bachelor’s degree or equivalent work-related experience.
• 5 years multi-line commercial middle market insurance underwriting experience with a specialization in the Property line of business.
• 2 years of E&S experience preferred.
• Experience in understanding catastrophe and aggregation modeling and ability to proactively manage a Property portfolio.
• CPCU designation preferred.
• Experience with E&S business in particular related to the Property line of business.
• Proficient computer skills required, including Microsoft Office Suite.
• Demonstrated successful ability to build positive relationships and partnerships within department, across the organization and with external customers.
• Excellent verbal and written communication skills.
• Good problem-solving skills and attention to detail.
• Ability to lead discussions, perform quarterly reviews of program business, and build and conduct presentations.
• Strong financial, data, and analytical acumen including ability to interpret and analyze program business data at a portfolio level.
• Ability to travel within assigned area (minimum of 1 MGA/agency visit and 1 team meeting per quarter and 1 program-related event annually).

Benefits

• Competitive base pay.
• Performance-based incentive pay.
• Comprehensive health and welfare benefits.
• 401(k) savings plan with profit sharing.
• Generous paid time off programs.
• Flexible work arrangements to promote work-life balance.

Company Description

Amerisure creates exceptional value for its partners, policyholders, and employees. As a property and casualty insurance company, Amerisure’s promise to our partner agencies and policyholders begins with a comprehensive line of insurance products designed to protect businesses, as well as the health and safety of every employee. With an A.M. Best “A” (Excellent) rating, Amerisure serves mid-sized commercial enterprises focused in construction, manufacturing and healthcare. Ranked as one of the top 100 Property & Casualty companies in the United States, we proudly manage nearly $1 Billion of Direct Written Premium and maintain $1.21 billion in surplus.