[Hiring] Partner Credit Manager II @Coastal Community Bank

Role Description

The primary responsibility of this position is to provide assistance and support to the Chief Credit Officer and Credit Administration within CCBX Baas (Banking as a Service) division to manage banking partners credit risks and credit policies. The role will be responsible for:

• Assisting in developing lending partner programs and relationships.
• Being the main liaison between the lending partner and CCBX Credit.
• Maintaining and monitoring the BaaS partner’s lending portfolio credit KPIs.
• Working with cross departments to assist in developing, approving, reviewing, auditing the policies, processes, and procedures regarding the partner’s lending program.
• Providing expertise and oversight in credit administration such as policies, procedures, underwriting, loan reviews, and overall loan risk.

This position will help minimize credit risks in the portfolio while working with the partners.

Qualifications

• Proven effective verbal and written communication skills.
• Excellent analytical skills and understanding of credit.
• Required to handle multiple tasks at the same time.
• Must have excellent attention to detail to ensure timely and effective communication.
• Advanced skills/experience/education in report writing, Excel, Word, PowerPoint, and databases.
• Cooperative, professional attitude with strategic partners, legal counsel, and co-workers.

Requirements

• Bachelor's degree or equivalent in banking credit underwriting, finance, accounting, or economics.
• Master’s degree or equivalent in experience/education preferred.
• 7+ years' experience in Credit Administration and underwriting experience for consumer and commercial loans.
• Consumer loans include credit cards, charge cards, small dollar, unsecured, auto, HELOCs.
• Managing Credit Card portfolios is preferred.

Benefits

• Medical Coverage: Choose from three competitive medical plans to find the coverage that best fits your needs and lifestyle.
• Health Savings Account (HSA): Available with eligible medical plans, offering tax advantages and employer contributions.
• Flexible Spending Accounts (FSA): Options for healthcare and dependent care expenses to help you save on out-of-pocket costs.
• Dental and Vision Insurance: Plans to keep you and your family smiling and seeing clearly.
• Life Insurance: Company-paid basic life insurance with options to purchase additional coverage for yourself and your dependents.
• Long-Term/Short-Term Disability (LTD): Income protection in the event of a long-term illness or injury.
• Supplemental Benefits: Including Hospital Indemnity, Accident Insurance, and Critical Illness coverage to provide extra financial support when you need it most.
• 401(k) Retirement Plan: A competitive retirement savings plan with company matching to help you plan for the future.
• Paid Time Off: Generous vacation and sick leave policies to support your time away from work.
• Holidays: Enjoy 11 paid holidays throughout the year.