[Hiring] Mortgage Underwriter @Mutual of Omaha Mortgage

Role Description

We are seeking Underwriters to join our first in class Operations Team!

JOB PURPOSE:

• To accurately evaluate and underwrite HECM reverse mortgage loan files submitted by retail and wholesale production channels, in accordance with company policy and FHA HECM guidelines.

DUTIES AND RESPONSIBILITIES:

• Evaluate risk in accordance with all HECM FHA guidelines and company policies.
• Review all aspects of the loan file, including title and appraisal reports.
• Set the terms for approval and compliance or identify reasons for rejection.
• Ensure regulatory compliance and completeness.
• Effectively communicate all loan decisions to sales channels and management, as needed.
• Accurately review and input pertinent loan data into operational systems.
• Utilize FHA Connection to update loan data as needed.
• Work closely with all operational departments to establish productive and efficient work flows.
• Complete required checklists and worksheets.

Qualifications

• Minimum 4 yrs in mortgage loan underwriting required.
• Reverse mortgage experience a plus.
• FHA Direct Endorsement strongly preferred.
• Bachelor’s degree strongly preferred, but not required.
• Excellent computer skills and knowledge of MS Office products.
• Strong customer service and time management skills a must.
• Highly motivated and determined to succeed in a competitive, time sensitive industry.

Benefits

• Vacation — Vacation hours accrue on a per pay period basis. Balance maximums are based on years of service.
• Paid Sick Time — 40 hours of paid sick time after 90 days of employment. State sick time requirements will be added as needed.
• 9 Paid Holidays + 1 Cultural Celebration Day (Floating Holiday).
• Multiple PPO Medical Plans, as well as HDHP eligible plan.
• Dental Coverage.
• Vision Coverage.
• Company Paid Life Insurance.
• 401K with a generous employer match.
• Additional Benefits including – Optional Life, FSA, Pet Insurance etc.
• Free Legal Services.
• Employee Loan Program.
• 100% Remote.