[Hiring] Mortgage Loan Purchase Specialist @U.S. Bank

Role Description

This role is designated as U.S. home-based remote.

• Receives and purchases loans from third party lenders.
• Reviews loans to ensure compliance with bank, regulatory and investor guidelines and customer service standards and determine acceptability.
• Communicates with lenders, staff, title companies, etc. to resolve outstanding items in order to obtain all necessary documentation and ensure completeness and accuracy.
• Delivers loan packages in a timely manner to Secondary/Pooling Unit for sale on Secondary market.
• Packages and submits government loan files to HUD/VA for insurance/guaranty.
• Prepares required disclosure information within designated time frames ensuring compliance with all regulations.

Qualifications

• High school diploma or equivalent.
• Typically at least one year of relevant experience.

Requirements

• Basic knowledge of loan processing, closing and funding policies and procedures.
• Ability to identify and resolve exceptions and to interpret data.
• Ability to manage multiple tasks/projects and deadlines simultaneously.
• Good data entry and mathematical skills.
• Effective verbal and written communication skills.
• Proficient computer navigation skills using a variety of software packages including Microsoft Office applications.
• Strong attention to detail with a focus on accuracy and quality.
• Strong time management skills with the ability to prioritize tasks and meet deadlines in a fast-paced environment.
• Mortgage industry experience with knowledge of loan documentation review, processing, and compliance requirements preferred.

Benefits

• Healthcare (medical, dental, vision).
• Basic term and optional term life insurance.
• Short-term and long-term disability.
• Pregnancy disability and parental leave.
• 401(k) and employer-funded retirement plan.
• Paid vacation (from two to five weeks depending on salary grade and tenure).
• Up to 11 paid holiday opportunities.
• Adoption assistance.
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law.