[Hiring] Mortgage Loan Funder @Prosperity Home Mortgage, LLC

Role Description

The Loan Funder is responsible for accurately and efficiently processing mortgage loan fundings through multiple warehouse banks while ensuring compliance with applicable loan product, investor, warehouse, and internal requirements. This is a highly technical, experienced-level mortgage operations position requiring 3+ years of direct mortgage funding experience, including warehouse funding experience. The successful candidate must have strong mortgage product knowledge, exceptional attention to detail, sound judgment, strong written communication skills, and the ability to independently research and resolve complex funding issues. The Loan Funder will work in a remote, shared inbox and multi-pipeline environment, managing competing priorities and strict funding deadlines with a high degree of independence and accountability.

Qualifications

• 3+ years of direct mortgage funding experience, including hands-on warehouse funding experience.
• Experience processing fundings, warehouse requirements, funding conditions, wires, disbursements, return wires, and time-sensitive deadlines.
• Strong knowledge of multiple mortgage loan products and how product type affects warehouse selection, funding requirements, documentation, and resolution.
• Understanding of the relationship between the Closing Disclosure, Loan Funding Worksheet, funding calculations, and final disbursement amounts.
• Ability to prioritize work based on closing dates, warehouse deadlines, wire cutoff times, and operational risk.
• Hands-on experience with Encompass and the eFolder.
• Ability to efficiently review loan files and identify missing, inconsistent, incomplete, or problematic information affecting funding.
• Exceptional attention to detail when reviewing financial information, wire instructions, account numbers, loan data, funding conditions, and supporting documentation.
• Ability to identify and communicate discrepancies between the proceeds wire, Loan Funding Worksheet, Closing Disclosure, and other funding documents.
• Strong awareness of wire fraud and funding risks and ability to follow established verification, approval, dual-control, and escalation procedures.

Requirements

• Ability to manage multiple loans, pipelines, shared inboxes, competing priorities, and strict deadlines without continual supervision.
• Excellent written communication with Closing Operations, internal teams, and warehouse bank contacts.
• Strong research, analytical, problem-solving, and decision-making skills.
• Ability to use available procedures, SOPs, job aids, and other resources to resolve routine issues independently before escalating.
• Strong ownership and follow-through from issue identification through completion.
• Proficiency with Microsoft Excel, including funding tapes, funding worksheets, spreadsheets, and financial data.
• Ability to efficiently navigate multiple systems and warehouse bank interfaces.

Benefits

• The expected compensation range for this position is from $60,000 to $80,000 annually.

Company Description

Prosperity Home Mortgage, LLC is an Equal Opportunity Employer and makes employment decisions without regard to race, color, religion, sex (including pregnancy, gender identity, and sexual orientation), parental status, national origin, age, disability, genetic information (including family medical history), military service, or other non-merit based factors and characteristics protected by applicable federal, state, or local law.