[Hiring] Loan Review Advisor @Guidehouse

Role Description

The Loan Review Advisor will support the U.S. Small Business Administration (SBA) Office of Credit Risk Management (OCRM) by performing detailed reviews of 7(a) and 504 loan files as part of SBA’s lender oversight and risk management activities. The role involves:

• Reviewing loan files across origination, servicing, liquidation, and targeted partial review scopes to assess compliance with SBA Loan Program Requirements as defined in 13 CFR Part 120 and applicable SBA Standard Operating Procedures (SOPs).
• Analyzing loan documentation, identifying compliance issues or deficiencies, and documenting findings in structured work papers and loan file review reports.
• Inventorying and analyzing loan files, extracting and evaluating data from SBA data systems and lender-provided documentation, and identifying correctable and uncorrectable exceptions.
• Working directly with SBA Lenders, under SBA direction, to clarify documentation, resolve preliminary deficiencies when possible, and ensure lenders understand identified risks and requirements.
• Preparing clear, well-supported written summaries and drafting final loan file review reports that outline condition, criteria, cause, effect, and corrective action for identified issues.
• Using a secure, web-based virtual data warehouse and workflow tracking system to manage file reviews, maintain work papers, and support status reporting.
• Adhering to strict quality, timeliness, documentation, and data security standards, including the protection of Personally Identifiable Information (PII) and confidential business information.
• Supporting onsite or remote reviews, participating in quality assurance activities, and contributing to weekly, monthly, or ad hoc reporting provided to SBA.

Qualifications

• U.S. Citizenship and ability to obtain and maintain a federal Public Trust.
• Bachelor's degree and minimum of four (4) years of recent experience working with SBA 7(a) and/or 504 loans (e.g., as a third-party reviewer, examiner, auditor, underwriter, loan closer, or liquidation specialist); OR relevant experience may be substituted for formal education or advanced degree.
• Demonstrated experience reviewing loan files for compliance, risk, and adherence to regulatory and program requirements.
• Working knowledge of SBA Loan Program Requirements, including 13 CFR Parts 103 and 120 and SBA SOPs related to origination, servicing, liquidation, and lender oversight.
• Strong analytical skills with the ability to identify, document, and clearly explain loan file deficiencies and risks.
• Experience preparing detailed work papers, loan file review reports, and written summaries that support defensible conclusions.
• Ability to communicate effectively with SBA personnel and SBA Lenders, including explaining compliance issues and requirements.
• Strong attention to detail, organization, and ability to manage multiple file reviews simultaneously while meeting delivery timelines.
• Proficiency with document management systems, workflow tracking tools, and standard Microsoft Office applications (Excel, Word, PowerPoint).

Requirements

• Direct experience supporting SBA Office of Credit Risk Management (OCRM) oversight activities, including risk-based reviews, examinations, audits, or increased supervision.
• Experience performing servicing or liquidation reviews, including eligibility and disbursement testing.
• Familiarity with quality assurance reviews, forensic reviews, or reviews related to fraud, waste, and abuse.
• Experience working with virtual data warehouses, customer relationship management (CRM) systems, or management workflow systems (MWS).
• Experience supporting federal financial regulatory or oversight programs beyond SBA.
• Willingness and ability to support limited on-site reviews at SBA headquarters, SBA field offices, or SBA Lender locations, as required.
• Ability to review loan files containing documentation in Spanish.

Benefits

• Medical, Rx, Dental & Vision Insurance
• Personal and Family Sick Time & Company Paid Holidays
• Position may be eligible for a discretionary variable incentive bonus
• Parental Leave
• 401(k) Retirement Plan
• Basic Life & Supplemental Life
• Health Savings Account, Dental/Vision & Dependent Care Flexible Spending Accounts
• Short-Term & Long-Term Disability
• Tuition Reimbursement, Personal Development & Learning Opportunities
• Skills Development & Certifications
• Employee Referral Program
• Corporate Sponsored Events & Community Outreach
• Emergency Back-Up Childcare Program