Role Description
As a Loan Originations Specialist, your primary responsibility is to represent First Commonwealth Bank in a positive, professional, and personal manner while performing tasks necessary in being the key support role for preparing and processing Consumer, Business Banking, SBA and Mortgage Loan Documents within the government mandated time frame.
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Processes error free loan disclosures in a timely manner.
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Communicates with Loan Originations Team, Financial Service Centers (FSC) and Underwriting on pending closing issues.
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Examines closed loan files for completeness and accuracy, adheres to lending policy, resolves discrepancies, validates loans updated to core system or applicable interface and organizes files.
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Supports the Disbursement of Funds on all closed loans accurately and according to government mandated time frames.
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Completes the filing of mortgages for all real estate secured loans with applicable county.
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Processes loan maintenance as needed.
Qualifications
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High School diploma or equivalent is required.
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Two (2) years of directly related experience within the Financial Services industry is preferred.
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Strong communication and interpersonal skills.
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Organizational skills and attention to detail are required.
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Proficient reading, writing, and grammar skills.
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Analytical and mathematical skills.
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Proficient computer skills and ability to learn company utilized systems is required.
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May be eligible for Telecommuting.
Requirements
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Act as key support role in preparing and processing error free loan disclosures within the government mandated time frames.
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Examine closed loan files for completeness and accuracy, adhering to lending policy.
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Disburse funds on all closed loans accurately, according to government mandated time frames.
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Handle routine correspondence, whether by writing or telephoning a response or re-directing matters to proper parties.
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Complete the filing of mortgages for all real estate secured loans with applicable county.
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Coordinate the inflow of the paper mail in a timely manner.
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Handle requests for assistance concerning loan processing and disbursements.
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Serve as a liaison between Loan Processing, FSCβs and the Underwriting officers.
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Maintain working knowledge of Lending Policy and Government Lending Regulations.
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Examine the closing files for adherence to Bank Lending Policy and Lending Regulations.