[Hiring] Live Underwriter @Black & White

Role Description

• The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness.
• Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors.
• Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company.
• Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines.
• Provides final approval underwriting of mortgage loans.
• Completes all required paperwork and forms in a timely and accurate manner; prepares required forms.
• Sign off conditions in a timely manner set by management.
• Work with staff and management to find solutions on escalated loans.
• May be requested to make recommendations for improving Internal Audit’s policies and practices.
• Manage loans by using all functions of Encompass.
• Effectively communicate underwriting decisions with processors and advisors.
• Maintain a high level of customer service and communication with other departments.
• Other duties as assigned.

Qualifications

• Any Graduate or Above
• 3 to 8 Years of Relevant Experience

Requirements

• Live underwriters
• 4C’s
• Collateral Capacity
• Credit & Income
• Mortgage loans
• Loan data, reports, and inspections

Benefits

• CTC Range: 8 - 15 LPA (Lakhs Per Annum)
• Notice period: 30 days
• Shift Timing: Night Shift
• Mode of Interview: Face 2 Face Interview
• Mode of Work: Work From Home