[Hiring] Junior Mortgage Loan Officer @Teachers Federal Credit Union

Role Description

Assists and supports the Mortgage Loan Officer (MLO) and members with completion of loan applications, loan pricing, loan restructures, and rate locks.

Qualifications

• Associate's degree preferred or two years of directly related experience required.
• Minimum two years mortgage experience and/or training required.

Requirements

• Requests and reviews all necessary loan documents from the member and uploads them to ImageFlow, confirming that they are legible, complete, and categorized correctly.
• Responsible for issuing all disclosures in a timely fashion to meet all compliance and TRID regulations.
• Input and validate data in Salesforce and the Loan Origination System for new member accounts to expedite account openings required for new membership.
• Familiar with all products and FMA guidelines necessary to fulfill loan eligibility.
• Assists the MLO with marketing efforts and all follow-up calls on pre-approvals and leads that have not converted into opportunities.
• Oversee their MLO's team loan pipeline, assuring timely processing from origination to closing.
• Provide a high level of member service to borrowers, assisting and maintaining contact with the MLO, operations team, and member throughout the transaction.
• Perform other duties as needed upon request from immediate supervisor.

Benefits

• Competitive compensation and benefits package.
• Eligible for annual discretionary bonus program; some positions qualify for quarterly performance incentives.
• Paid time off for vacation, personal days, and holidays.
• 401(k) company contribution.
• Teachers pays 100% of Dental & Vision premium.
• Tuition reimbursement offered to full-time employees.
• Exclusive employee discount of 0.96% APR on credit card loans and a 1.00% APR on all other loans through Teachers.
• The good faith range for this position is $50,000 annually plus commission eligibility; salary may vary based on qualifications and operational needs.
• All candidates will be subject to a background check, credit check, and drug test to determine employment eligibility.