[Hiring] Intermediate Underwriter Life Insurance @Reinsurance Group of America, Incorporated

Role Description

Reporting to the Director of Underwriting, our underwriting professionals support our clients' outsourced underwriting needs in the analysis and evaluation of mortality and morbidity risks. The underwriter is responsible for examining the medical, financial and non-medical risk factors of life, disability and critical illness insurance applications. The Underwriter is responsible for making quality decisions in accordance with underwriting principles and guidelines, and for completing assigned tasks within service time expectations and other established deadlines.

• Mortality/Morbidity Risk Analysis - determine appropriate underwriting requirements and assign cases to the appropriate risk category by analyzing and interpreting underwriting evidence for mortality and morbidity risk assessment.
• Provides technical expertise and support to client companies.
• Demonstrates an ability to work productively in high pressure environment and effectively and proactively manage challenging situations.
• Act independently within specified authority.
• Actively supports the departmental management by providing input, assisting in training, leading team discussions, participating in projects, and being a positive contributor to the resolution of technical or client issues.
• Contribute to a positive working environment with teamwork and a spirit of innovation.
• Participates in RGA events and industry activities and fosters relationships with key clients.

Qualifications

• College diploma / University degree or equivalent working experience.
• 3 years of underwriting experience including experience with substandard business, medical and financial underwriting.
• Underwriting authority up to $1M (Life) and Critical Illness authority is strongly preferred.
• Service-oriented attitude with strong interpersonal skills to work collaboratively with our internal and external partners.
• Strong communication skills, written and verbal.
• Bilingual French/English (oral and written) is required given the need to communicate orally and in writing with a predominantly English-speaking clientele based outside of Quebec.
• Multiple lines of business (Life, DI, CI) an asset.

Requirements

• Diplôme d’études collégiales ou universitaires, ou expérience de travail équivalente.
• 3 ans d’expérience en tarification incluant expérience avec les risques médicaux et financiers non standards.
• Autorité d’approbation jusqu’à 1 million de dollars (assurance vie) et expérience en assurance maladies graves sera un atout considérable.
• Attitude orientée vers le service avec de fortes compétences interpersonnelles pour travailler en collaboration avec nos partenaires internes et externes.
• Solides compétences en communication, écrite et verbale.
• Bilinguisme français/anglais (l’oral comme à l’écrit) est requis compte tenu de la nécessité de communiquer oralement et par écrit avec une clientèle majoritairement anglophone basée à l'extérieur du Québec.
• Plusieurs branches d’activité (Vie, Invalidité, MG) un atout.

Skills

• Proactively builds strong interpersonal relationships with colleagues and clients.
• Excellent oral and written communication skills.
• Self motivated, flexible and creative.
• Strong client focus.
• Flexible - Thrives on challenge and change.
• Ability to learn various application tools.
• Excellent logical and problem solving skills.
• Solid time management & organizational skills.
• Works effectively as a positive influencer and contributes to ideas and solutions.

Benefits

• Gain valuable knowledge from and experience with diverse, caring colleagues around the world.
• Enjoy a respectful, welcoming environment that fosters individuality and encourages pioneering thought.
• Join the bright and creative minds of RGA, and experience vast, endless career potential.
• Compensation Range: $76,750.00 - $95,950.00 Annual.
• RGA provides an annual bonus plan that includes all roles and some positions are eligible for participation in our long-term equity incentive plan.
• RGA also maintains a full range of health, retirement, and other employee benefits.