[Hiring] Healthcare/ABL Credit Analyst @eCapital

Role Description

The Credit Analyst is responsible for analyzing financial health and facilitating lending activities for a portfolio of borrowers. This includes:

• Analyzing borrower operating and financial information
• Preparing client borrowing files
• Identifying risks and presenting findings
• Working closely with Portfolio Managers and other Credit Analysts

Key responsibilities include:

• Performing thorough analysis of borrower financial condition, including real-time data aggregation, review of compliance with loan covenants, performing trend analysis, and assessing quality of reporting.
• Preparing and analyzing recurring funding request documents, utilizing advanced Excel tools and loan system software.
• Preparing and analyzing monthly financial workbooks updates, including data aggregation, mapping of new data sources, roll forward, accounts receivable aging, census reporting, tracking collections, and sales trends.
• Reporting to Portfolio Managers findings that may indicate new or emerging risks with potentially adverse effects on loan collateral or borrower ability to repay the loan.
• Ensuring all credit files are complete, identifying any documentation deficiencies, and working with Portfolio Operations and Legal to address any deficiencies.
• Maintaining the loan system for portfolio borrowers, ensuring real-time updates to client service guides and verifying accuracy of data captured in the system.
• Communicating with clients regarding monthly, quarterly, and annual reporting requirements.
• Performing borrower-specific loan administration tasks as needed, including facilitating completion of legal documentation processes, reviewing news feeds, lien searches, obtaining insurance certificates, and reviewing certificates of good standing.
• Performing portfolio-wide administrative tasks as needed, such as updating loan systems with daily collections, advances, end-of-day closings, and portfolio reconciliation.
• Maintaining a strong working knowledge of eCapital operating policies and procedures and identifying potential exceptions.
• Other duties as assigned by supervisor.

Qualifications

• Bachelor’s degree, preferably in finance, accounting, or other business-related fields.
• 1–2 years prior experience with loan administration preferred though not required.
• Strong proficiency in Microsoft Excel including advanced formulas and macros.
• Self-motivated and able to produce high quality, timely results independently.
• Adaptable with strong multi-tasking skills and ability to remain composed under pressure.
• Organized and efficient with strong attention to detail ensuring accuracy in every task performed including error detection and following through on corrective action.

Benefits

• $65,000 Annually
• Annual Bonus
• PTO
• Health, Dental, and Life Benefits
• 401K Matching
• Abundant professional development opportunities at a growing and thriving alternative Finance company!