[Hiring] Financial Crimes Unit Specialist @Onbe

Role Description

The Financial Crimes Unit Specialist plays a critical supporting role in Onbe’s Risk & Compliance department by assisting in the detection and prevention of financial crimes, including money laundering, terrorist financing, and fraud. The Specialist will support the implementation and execution of Onbe’s transaction monitoring program by:

• Reviewing alerts and identifying unusual or suspicious activity.
• Escalating cases as appropriate.
• Executing more complex investigations and identifying emerging patterns.
• Contributing to refining detection logic and risk strategy.

This position requires a strong attention to detail, analytical thinking, and a willingness to learn and grow within a dynamic Risk & Compliance function.

Responsibilities include:

• Reviewing transactional alerts and assessing for potential suspicious activity in accordance with Onbe’s policies and procedures.
• Conducting detailed investigations using internal systems, third-party tools, and open-source data to determine the legitimacy of flagged transactions.
• Documenting findings clearly and accurately, ensuring thoroughness and compliance with regulatory expectations.
• Escalating cases involving potential suspicious activity to senior team members or Compliance Officers with relevant context and supporting evidence.
• Supporting the drafting of Unusual Activity Reports (“UAR”) and/or Suspicious Activity Reports (“SAR”) under the direction of more senior staff.
• Assisting in maintaining accurate records and case management logs for audit readiness.
• Staying up to date on emerging trends in financial crime and evolving typologies through team training sessions and independent research.
• Collaborating with cross-functional stakeholders as needed to gather information and resolve case-related questions.
• Participating in regular team meetings and contributing to process improvement discussions.
• Providing feedback on alert logic and rules to help improve typology effectiveness.
• Mentoring and supporting team training initiatives.
• Other duties as assigned.

Qualifications

• 2+ years of experience in financial services, compliance, or financial crimes investigations.
• Working knowledge of financial crime typologies including fraud, AML, and misuse.
• Bachelor's degree in Criminal Justice, Finance, Business, or a related field preferred.
• CAMS or other relevant certification (or pursuit of such) is a plus.
• Demonstrated proficiency with investigative tools, data analysis, and case management platforms.
• Proficiency in Excel and SQL; ability to analyze and interpret transactional data.
• Excellent written and verbal communication skills, especially for cross-functional and executive-level audiences.
• Ability to manage multiple priorities and work with minimal supervision.
• Effective communicator with a team-oriented mindset and focus on continuous improvement.
• Strong analytical mindset and a detail-oriented approach to investigations and reporting.

Requirements

• The base salary range for this position is budgeted for $62,010-$70,000 with eligibility for an annual bonus.
• The actual base salary offered depends on a variety of factors, including but not limited to the qualifications of the individual applicant for the position, years of relevant experience, specific and unique skills, level of education attained, certifications or other professional licenses held, business needs, and market demand.

Benefits

• Medical, dental, and vision coverage.
• Wellness programs.
• 401(k) matching.
• Unlimited PTO.
• Work from anywhere.
• Generous parental leave.
• And more!

Company Description

At Onbe, a diverse group of people, ideas, and perspectives are key to achieving phenomenal things. For over 25 years, our focus has remained on building a culture of openness and ingenuity, where employees come together to innovate and build disbursement solutions that make the lives of our clients and their consumers and workforces easier and better. Our definition of success includes celebrating differences and affirming belonging.

We believe that the recruiting phase is only the very beginning of diversity and inclusion. At Onbe, we’re constantly evolving the way we celebrate diversity every day and in everything we do. With several internal committees that are dedicated to mental and physical wellness, diversity, inclusion, and community outreach, we are committed to making a culture that is inclusive to all.

Onbe is proud to be an equal opportunity employer. We seek out ways to create a mindful workforce that embraces diversity and celebrates a culture of inclusion. We do not discriminate against employees or job applicants on the basis of race, color, ancestry, national origin, sex (including pregnancy), gender identity, sexual orientation, marital or family status, religion, age, disability, genetic information or military service.