[Hiring] Doc Drawer @Acra Lending

Role Description

We are currently searching for a Doc Drawer. This position is responsible for funding all Wholesale Conventional loans including fixed rate, adjustable rate, balloon and equity lines of credit. Use knowledge and experience of the funding process and compliance requirements to make sound decisions to commit company funds for loan fundings. Meet or exceed production expectations.

• Review loan documents for accuracy, completion, and compliance.
• Identify any missing or expired documents or incomplete items and address with appropriate department.
• Prepare and generate closing packages ensuring all required information is accurate and all necessary documents are included.
• Analyze loan documents and decide as to whether the loan meets all requirements to proceed with funding.
• Adhere to required timeframes to ensure timely and accurate closings.
• Prepare and validate the Closing Disclosure and set up wires ensuring accuracy of wiring instructions.
• Perform duties under moderate to close supervision and actively engage supervisor and/or manager to resolve complex issues.
• Remain current on funding guidelines and compliance requirements.
• Effectively communicate status and expectations to internal staff and escrow/title.
• Utilize time management skills to stay on track with multiple loans at various stages of the funding process.
• Work collaboratively to meet company goals for funding.
• Perform other duties as assigned.

Qualifications

• Strong knowledge of wet/dry state closing requirements.
• Strong knowledge of funding guidelines and procedures.
• Ability to communicate effectively in both verbal and written form.
• Strong time management skills to plan and organize a high daily loan volume.
• Strong ability to be very detail-oriented in a deadline driven environment.
• Ability to handle multiple tasks simultaneously with a high level of accuracy and attention to detail.
• Must be a team player and work constructively with fellow employees.

Requirements

• Minimum 2 years of experience with state and federal lending regulations (i.e., ability to repay (ATR), RESPA, TRID, Fair Lending, etc.).
• Computer literate with experience using Microsoft applications with mortgage industry standard software.

Benefits

• Medical, dental, vision, wellness programs.
• EAP counseling services.
• FSA & HSA.
• Company sponsored life insurance for employee.
• Voluntary life insurance for employee, spouse and child.
• AD&D Insurance.
• Voluntary short-term and long-term disability.
• Critical illness insurance.
• Accident insurance.
• Legal assistance.
• Pet insurance.
• Living will and trust preparation discounts.
• Commuter program.
• Annual walking challenge.
• Employee appreciation events.
• Monthly sales awards.