[Hiring] Credit Specialist @Ryder Supply Chain Solutions

Role Description

The Rental Credit Specialist will perform a variety of functions required to analyze the credit worthiness and risk to Ryder's Rental, National Rental, and Freight Management Group (FMG) customers. This position handles all Rental, National Rental, and FMG product lines.

• Works with Rental, National Rental, and FMG sales group on credit requests for new customers and increased credit lines for existing customers.
• Assists Lease analyst in initial review of lease assignments, handling preliminary credit review for assignee/assignor and obtaining Ryder documentation including TLSA, nfusion information, and Ryder history.
• Reviews credit reports, Ryder and company history, and financial statements.
• Performs review on customers to determine any deterioration of their credit worthiness and re-evaluates the desired exposure, determining the proper credit line as well as an action plan to reduce rentals if needed.
• Communicates to stop loss, collections, sales, and operations on problem or high-risk accounts by e-mail or conference calls to advise of potential loss.
• Verifies all critical documentation & security is received from customer (ACH amendment, cash deposits, ILOC's, guarantees, etc.).
• Assists daily with Credit Hold Mailbox, reviewing emails to ensure proper information is given.

Qualifications

• Bachelor's degree in business, finance, or accounting or 3 years equivalent business work experience.
• Two (2) years or more experience in commercial credit.
• Two (2) years or more experience in financial statement analysis preferred.

Requirements

• Ability to analyze and interpret financial data.
• Capable of multi-tasking, highly organized, with excellent time management skills.
• Strong verbal and written communication skills.
• Ability to create and maintain professional relationships within all levels of the organization.
• Ability to work independently and as a member of a team.
• Ability to assess a situation, seek multiple perspectives, gather more information if necessary, and identify key issues that need to be addressed.
• Demonstrates excellent judgment and decision-making skills.
• Detail-oriented with excellent follow-up practices.

Benefits

• Comprehensive health and welfare benefits, including medical, prescription, dental, vision, life insurance, and disability insurance options.
• Paid time off for vacation, illness, bereavement, family and parental leave.
• Tax-advantaged 401(k) retirement savings plan.