[Hiring] Credit Risk Review Officer @SouthState Bank

Role Description

Assists Consumer Group Manager in conducting comprehensive Ongoing Monitoring of the Consumer and Residential Real Estate loan portfolios. This includes, among other things:

• Reviewing reports
• Attending meetings
• Communicating with key stakeholders

Will participate in Credit Process/Target/Ongoing Monitoring Reviews of the Consumer/Residential Real Estate loan portfolios. May be asked to lead less complex Reviews. Responsibilities also include:

• Identifying risk (e.g., exceptions, overrides, changes to strategy)
• Developing an ongoing monitoring plan to ensure risks are assessed
• Ability to analyze findings, draw conclusions and provide recommendations

Validate credit/financial information and automated scoring/underwriting system results to verify:

• The credit worthiness of the borrower
• The quality of the underwriting
• The validity of the risk rating

Validate selected loan and collateral documentation for:

• Adequacy
• Adherence to loan policy
• Enforceability

Assists in the preparation of periodic Risk Assessments to validate or revise the risk-based ranking of assigned Universe unit(s).

Communicate with underwriters, credit administrators and other management in a logical and positive manner, providing:

• Positive and helpful feedback based on findings
• Owning and managing follow-up items resulting from the review
• Reporting the resolution of those items in review documentation

Attend various loan committee meetings and other relevant meetings as appropriate, including:

• Periodic touch base meetings with key stakeholders

Embrace change and serve as a positive catalyst for change. Foster an environment that encourages continuous improvement. Develop ideas to increase the continued advancement and effectiveness of the Credit Risk Review function. Assist Consumer Group Manager with special projects as needed.

Develop subject matter expertise within the Consumer/Residential Real Estate portfolios.

Benefits

• Pay for this position is anticipated to be between $87,282.00 - $139,425.00, actual offers to be determined based on applicant’s skills, experience and education.
• Equal Opportunity Employer, including disabled/veterans.

Company Description

The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions.

We are committed to helping our team members find their success while maintaining the integrity of our values:

• Building trust
• Fostering lasting relationships
• Pursuing excellence

At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here!