[Hiring] Credit Officer @Hunt St

Role Description

We are looking for an experienced Credit Officer to play a key role in managing residential and commercial mortgage applications from submission through to formal approval. In this role, you'll:

• Assess credit risk and make informed lending recommendations.
• Ensure compliance with Australian lending regulations.
• Provide exceptional support to brokers, clients, and internal stakeholders throughout the lending process.

The successful candidate is an experienced lending professional with strong analytical skills, excellent attention to detail, and the ability to confidently manage a high-volume pipeline while meeting service level expectations.

This is an excellent opportunity to join a growing lending team where accuracy, ownership, and exceptional customer service are highly valued.

Qualifications

• Minimum 2 years of regulated mortgage underwriting experience across Australian residential and commercial mortgages.
• Strong understanding of financial analysis, credit risk assessment, lending principles, and Australian mortgage underwriting processes.
• Strong analytical, problem-solving, and decision-making skills.
• Excellent attention to detail and commitment to compliance and documentation.
• Proven ability to independently manage multiple loan applications.
• Excellent verbal and written communication skills.
• Ability to build strong professional relationships.
• Strong organisational and time management skills.
• Self-motivated and able to work autonomously.
• Proactive, solutions-focused, and committed to outstanding customer service.
• High level of professionalism, ownership, integrity, and accountability.
• Experience supporting or mentoring junior team members.
• Demonstrated adaptability and ability to quickly learn new processes and regulatory changes.
• Positive "can-do" attitude with a willingness to support additional business requirements.

Requirements

• Evaluate residential and commercial mortgage applications.
• Analyse financial statements, credit reports, and supporting documentation.
• Make informed and timely credit decisions.
• Prepare comprehensive credit assessments and present recommendations.
• Implement effective risk management strategies.
• Manage a high-volume pipeline and ensure SLAs are achieved.
• Monitor application progress and follow up proactively.
• Maintain regular communication with brokers and stakeholders.
• Ensure all loan documentation is complete and compliant.
• Stay updated with changes to regulatory requirements.
• Communicate professionally with stakeholders.
• Undertake other duties aligned with skills and experience.

Benefits

• Flexible work schedule aligned with AU business hours.
• 100% remote work opportunity.
• Engagement as an independent contractor.

Work Arrangement & Expectations

• This is a remote role set up as an independent contractor engagement.
• Successful candidates will be expected to disclose any existing ongoing roles or client work.
• Reflect this engagement on their LinkedIn profile (clearly marked as “Independent Contractor”).