[Hiring] Credit Analyst @Exeter Finance

Role Description

The Credit Analyst I is responsible for building and maintaining a strong relationship with a portfolio of dealers, understanding their preferences and being able to efficiently restructure loan offers to increase the capture of deals. This team member will drive results in a dynamic work environment by securing quality loans and partnering with sales, funding and other internal departments.

Job Duties

• Sells company program and negotiates contracts while executing the company’s origination strategy.
• Utilizes experience and dealer relationships to ensure assigned territory meets or exceeds pricing targets, variances, and volume goals.
• Develops and maintains top dealer satisfaction levels.
• Reviews credit to ensure compliance with Exeter’s policies & procedures, state & federal regulations and standards.
• Utilizes credit experience to make appropriate credit decisions or obtain concurrence on pricing, program and policy exceptions.
• Educates dealers on Exeter’s program and funding requirements to maximize production and ensure optimal funding turnaround time.
• Ensures office cooperation with other departments to maximize efficiency within the company.
• Other duties as assigned.

Qualifications

• High School Diploma required.
• College degree preferred.
• Previous auto finance lending experience preferred.
• Previous Originations and/or Sales experience preferred.
• Basic knowledge and understanding of credit bureau information, data on credit applications, indirect lending procedures, lending terminology, and credit laws and regulations.
• Basic knowledge of auto dealer operations and finance departments.
• Excellent analytical and mathematical skills.
• Requires a sound understanding of auto loans and the structure of deals in order to rapidly suggest alternatives.
• Strong oral and written communication skills, basic mathematical skills and the ability to provide strong customer service.
• Superior work ethic with ability to work under pressure and self-motivate.
• Friendly attitude and excellent interpersonal skills.

Requirements

• Individual compensation packages are based on various factors unique to each candidate including skill set, experience, qualifications and other job-related reasons.
• The pay range for this role is $19.80 - $24.40 hourly.

Company Description

Exeter Finance LLC is an Equal Opportunity Employer.