[Hiring] Consumer Underwriter @Octopus Energy Group

Role Description

We’re continuing to build our in-house underwriting team at Octopus Electric Vehicles. The focus is currently on expanding our underwriting capability for B2B credit risk for our business contract hire and salary sacrifice products but also includes assessing consumer credit.

We’re creating a new set of policies, processes and tech tools to efficiently and accurately assess credit risk. To help us do that, we’re hiring a Credit Underwriter.

Our goal is to become an industry leader in our ability to provide quick credit line decisions to both B2B and consumer clients. We will build and invest in best in class technology and datasets to help you achieve that goal.

• Manage the day-to-day credit and underwriting process
• Review and manage credit escalations and referrals
• Own underwriting decisions for clients not captured by our auto-underwriting process (up to an agreed limit, based on experience)
• Support in development of consumer scorecards, underwriting policy, process and systems

Qualifications

• Willingness to get hands on with processing and evaluating credit applications ranging from consumer to larger corporates (essential)
• Ability to interpret credit application information - e.g. accounts and KPIs provided by clients (essential)
• Experience working in a hands-on credit assessment & underwriting role
• Knowledge of credit policies
• Familiar with automated credit decisioning platforms (e.g. Lending Metrics)
• Experience in vehicle leasing

Benefits

• Salary flexibility based on experience
• Unique culture with autonomy and opportunities for learning
• Recognition as one of the best companies to work for
• Dog-friendly workplace

Company Description

Octopus Electric Vehicles launched in 2018 to make it seamless to switch to cleaner, greener driving. Our mission is to drive sustainable change, decarbonise the planet and provide our customers with fair pricing and a fantastic experience.

We're an Octopus Energy company—an innovative new energy supplier. We are part of the Octopus Energy Group, which seeks to improve the lives of millions of people by transforming the industries we operate in.