[Hiring] Construction Closer @Ameris Bank

Role Description

Responsible for balancing Construction-to-Permanent closing disclosures, sending initial and final disclosures, inputting and validating borrower and loan information to ensure a compliant loan is closed on all construction-perm and renovation loan products. Also responsible for initiating funding approval and delivering funds. Other duties as assigned.

• Close Construction-to-Permanent loans in a timely manner in accordance with the Company and investor requirements.
• Review and approve title commitments and insurance policies.
• Review the initial loan estimate in comparison to the initial closing disclosure ensuring that all documents meet TRID (TILA RESPA Integrated Disclosure) requirements.
• Review and reconcile Construction-to-Permanent closing disclosure with closing agent to ensure all fees are accurate.
• Review all prior to funding conditions for accuracy.
• Request funds for delivery via wire to the closing agent.
• Ensure appropriate construction/renovation figures are showing on closing documents.

Qualifications

• The individual must be able to focus in an open and fast-paced environment, have a high degree of accuracy and be able to work well under pressure.
• The individual must have strong communication skills and be able to develop relationships with co-workers, attorneys, and title companies.
• Must be able to prioritize, follow instructions, take direction from others and work well alone or in a group.
• Must be familiar with general mortgage terms and have an understanding of the documents required in the processing and closing of mortgage loans.
• This position requires strong organizational and communication skills.

Requirements

• Minimum of 2 years Mortgage experience.
• High school diploma or GED required.

Benefits

• Medical, Dental and Vision Insurance - Ameris Bank absorbs a major portion of the cost of healthcare. You become eligible for coverage on the first of the month following 30 days of employment.
• Life Insurance provided at no additional cost to employees.
• Accidental Death & Dismemberment Coverage.
• Long-Term Disability Coverage.
• Paid Sick and Vacation Leave.
• 11 Holidays.
• Volunteer/Service Day.
• Employee Stock Purchase Plan.
• 401(k) Retirement Plan - Ameris Bank matches 50% of your first 8% of contributions to the plan.
• Flexible Spending Accounts.
• Health Savings Account.
• Health Reimbursement Arrangement.
• Supplemental Life & Other Insurance Plans.
• Identity Theft Protection.
• Pet Insurance.
• Legal Insurance.
• Employee Assistance Program.
• Employee Advocacy Program.
• Tickets at Work (Entertainment discounts for Ameris Bank Employees).
• AT&T Employee Discount.
• Wellness Discounts for Medical Premiums and Other Rewards.
• Employee Referral Incentive.
• Education Assistance.
• Employee Resource Groups.
• Banking Advantages for Employees:
• Free Interest Checking.
• Free Safe Deposit Box.
• Free Money Orders, Travelers’ Checks and Cashier Checks.
• Discount on Mortgage Origination Fee.
• Free Online Banking and Free Unlimited Online Bill Payment.
• Employee Banking Perks.