[Hiring] Commercial Real Estate Review Appraiser @Santander

Role Description

The Commercial Real Estate Review Appraiser delivers specialized appraisal review and advisory services to support Santander Bank’s lending and risk management functions. This role ensures complex valuations are credible, compliant, and aligned with regulatory standards and the bank’s risk appetite.

• Review complex CRE appraisals for accuracy, completeness, and credibility
• Identify risks, inconsistencies, and areas requiring escalation
• Deliver clear, well-supported, audit-ready conclusions
• Support timely and effective lending decisions
• Assess valuation and collateral risk exposure
• Ensure compliance with FIRREA, USPAP, and internal policies
• Investigate issues and recommend mitigation strategies
• Communicate findings to senior stakeholders
• Monitor portfolio trends and emerging valuation risks
• Enhance appraisal review processes and quality controls
• Drive best practices and continuous improvement
• Advise lending teams on complex valuations
• Partner across risk, credit, and business functions
• Promote strong valuation and risk management practices

Qualifications

• State Certified General Appraiser in at least one of these states: NY, NJ, PA, DE, or MA – required
• MAI designation – a plus
• Bachelor’s degree in Finance, Real Estate, Economics, or related field preferred
• 5+ years of direct CRE appraisal review – required
• Strong experience with complex commercial valuations
• Demonstrated experience reviewing complex commercial real estate valuations across asset types

Requirements

• Deep expertise in CRE appraisal review and valuation analysis
• Strong knowledge of regulatory standards including FIRREA and USPAP
• Strong analytical and risk assessment skills
• Clear communication and sound judgment
• Proficiency in Microsoft WORD and EXCEL
• Ability to manage multiple priorities and influence stakeholders

Benefits

• Base Pay Range: Minimum: $78,750.00 USD, Maximum: $130,000.00 USD
• Fair and competitive rewards package
• Benefits designed to support you, your family, and your well-being