[Hiring] Commercial Auto Underwriting Manager @United Auto Insurance

Role Description

As a Commercial Auto Underwriting Manager, you will lead the commercial underwriting function for non-standard commercial auto business, with responsibility for:

• Underwriting strategy
• Portfolio performance
• Technical risk oversight
• Team leadership

This role is responsible for driving underwriting profitability through:

• Disciplined risk selection
• Guideline development
• Operational oversight
• Sound portfolio management

The Commercial Underwriting Manager will:

• Oversee underwriting staff
• Evaluate complex commercial auto risks
• Establish underwriting appetite
• Partner cross-functionally to support profitable growth

This position offers a remote work arrangement within the South region. Extensive Florida commercial auto underwriting experience is required.

Qualifications

• Bachelor’s degree required; Business, Risk Management, Finance, or related field preferred
• CPCU, AU, ARM, or other insurance designations a plus
• Florida 2-20 License or equivalent preferred
• Extensive commercial auto underwriting experience within property and casualty insurance
• Strong knowledge of non-standard commercial auto risk assessment
• Proven underwriting leadership and team management experience
• Deep understanding of Florida commercial auto underwriting regulations
• Strong analytical, decision-making, and communication skills
• Ability to manage portfolio profitability and operational performance

Requirements

• Lead commercial underwriting operations and manage underwriting staff performance
• Establish and maintain underwriting guidelines defining acceptable classes, restricted risks, and target profitable segments
• Develop and manage Florida commercial auto underwriting appetite and eligibility standards
• Review, approve, modify, or decline complex fleet and transportation risks
• Evaluate risk factors including driver quality, vehicle type, radius of operation, commodity hauled, DOT compliance, loss history, garaging territory, and financial stability
• Monitor portfolio concentration by class, territory, and fleet size to ensure balanced risk distribution
• Analyze loss trends and portfolio performance to recommend underwriting strategy adjustments
• Ensure compliance with Florida regulations and applicable state and federal transportation requirements
• Monitor underwriting KPIs, quality standards, and operational performance benchmarks
• Partner with claims, actuarial, product, and executive leadership to support profitability initiatives
• Provide coaching, technical guidance, and leadership development to underwriting staff
• Drive process improvements and operational efficiencies

Benefits

• 401(k) Retirement Savings Plan with employer match
• Comprehensive Medical, Prescription Drug, Vision, and Dental Insurance
• Paid Time Off, Holidays, and Leave programs
• Flexible spending accounts
• Basic Life Insurance and Voluntary Life/ADD
• Short Term and Long-Term Disability