[Hiring] Business Purpose Lending (BPL) Diligence Analyst @Radian

Role Description

The BPL (business purpose loan) Diligence Analyst is responsible for performing due diligence reviews of closed Residential DSCR (debt service coverage ratio) and RTL (residential transition loan) mortgage loans, covering all product types included therein, such as Cross-collateralization and Bridge. In this role, the Analyst will execute detailed reviews, analysis and validation of origination loan terms and adherence to Lender Guideline requirements/parameters.

Primary Duties and Responsibilities

• Perform BPL diligence activities to ensure accurate, timely, and high‑quality product delivery in accordance with established standards and guidelines.
• Review and analyze assigned loan files and diligence outputs to ensure completeness, accuracy, and adherence to internal processes and external requirements.
• Monitor personal workload and production metrics (e.g., turnaround time, quality benchmarks) and escalate risks or delays as appropriate.
• Collaborate with peers, process partners, and leadership to support smooth workflow execution and issue resolution.
• Identify process gaps, errors, or inefficiencies and provide recommendations or feedback to support continuous improvement efforts.
• Perform other duties as assigned or apparent.

Qualifications

• Degree Requirement: HS Diploma or GED
• Work Experience: 2 or more years of prior residential mortgage-related experience (origination underwriting/processing, or secondary market due diligence)
• Strong familiarity with Lender guidelines
• Knowledge of all standard mortgage documents and the critical data points contained therein (legal, valuation, title, insurance, application, settlement statement, disclosures)
• Experience working within origination LOS and/or due diligence systems.
• Proficiency in performing basic income and asset calculations as well as credit report analysis
• Compliance experience is not required
• Strong analytical skills with particular emphasis regarding attention to detail and accuracy

Benefits

• Competitive Compensation: anticipated base hourly rate from $19.45 to $27.75 based on skills and experience. This position is eligible to participate in an annual incentive program.
• Rest and Relaxation: This role is eligible for 20 days of paid time off annually, which is prorated in the year of hire based on hire date. In addition, based on your hire date, you will be eligible for 9 paid holidays + 2 floating holidays. Parental leave is also offered as an opportunity for all new parents to embrace this exciting change in their lives.
• Comprehensive Health Benefits: Multiple medical plan choices, including HSA and FSA options, dental, vision, and basic life insurance.
• Prepare for your Future: 401(k) with a top of market company match (did we mention the company match is immediately vested?!) and an opportunity to participate in Radian’s Employee Stock Purchase Plan (ESPP).
• Homebuyer Perks: Our Homebuyer Perks program helps employees navigate the home searching, buying, selling, and refinancing processes and provides valuable financial benefits to encourage, enable, and support home ownership.
• Additional Benefits: To learn more about our benefits offerings, visit our Benefits Page.