[Hiring] Asset-Backed Finance Associate @EverBank

Role Description

The Asset-Backed Finance Associate will play a key role in supporting the origination, structuring, underwriting, and execution of secured lending transactions across a range of asset classes and client types - including financial sponsors, asset managers, and specialty finance companies.

• Assist in the structuring, execution and ongoing monitoring of a wide variety of secured financing transactions.
• Prepare transaction materials including term sheets, credit memos, and client presentations.
• Coordinate due diligence efforts and internal deal approval processes in line with bank policies and regulatory requirements.
• Conduct detailed credit and collateral analysis for proposed transactions across asset types.
• Build and maintain financial and cash flow models to assess transaction structure, advance rates, coverage metrics, and risk-return profiles.
• Contribute to internal risk reviews and credit committee discussions.
• Partner with internal teams to ensure seamless execution and risk oversight.
• Support ongoing portfolio monitoring, reporting, and covenant compliance for existing facilities.
• Ensure adherence to the bank's credit and regulatory standards throughout the deal lifecycle.

Qualifications

• 3-5 years of experience at a financial institution in portfolio management and/or loan underwriting, preferably within Lender Finance, or other Structured Finance sectors.
• Demonstrated expertise in structured credit underwriting and execution of new business transactions.
• Demonstrated ability to manage transactions on a daily, weekly, monthly basis post close.
• Proven ability to prioritize work effectively, drive execution of junior level deliverables, meet deadlines, and achieve goals in a fast-paced, dynamic environment.
• Excellent verbal, written, and interpersonal communication skills, including the ability to clearly explain complex concepts.
• Ability and willingness to travel up to 25% of the time.

Requirements

• Lead post-closing portfolio and client management, including regular borrower communication, monitoring of collateral and financial performance, covenant compliance tracking, and review/processing of borrowing base submissions and advance requests.
• Collaborate with deal teams, credit, and legal to execute amendments and waivers, including coordinating updated diligence, preparing modification memos, and managing changes to legal documentation.
• Identify, track, and analyze key performance indicators (KPIs) across similar transactions in the portfolio to support trend analysis, risk identification, and portfolio reporting.
• Review monthly and quarterly borrower reporting packages, including financial statements, collateral files, loan tapes, and regulatory reporting, ensuring accuracy and completeness.
• Perform ongoing risk assessments by evaluating portfolio performance, concentration risk, collateral quality, and borrower liquidity/capitalization.
• Manage recurring credit processes, such as annual reviews, internal risk rating updates, covenant resets, and facility renewals.

Benefits

• 3+ Years Required; 5+ Years Preferred.
• University (Degree) Preferred.
• Physical Requirements: Sedentary Work.

Career Level

7IC

Additional Qualifications

• Collaborate with deal team members to assist in structuring, underwriting, documenting, closing and management of loans.
• Spread, review, and prepare written analyses of financial statements for borrowers, managers, and guarantors.
• Develop cash flow and break-even models; evaluate underlying collateral values; review personal and business credit reports; and assess other relevant factors to support timely and accurate credit decisions.
• Review and interpret credit agreements and other legal documents.
• Serve as a primary point of contact for clients and internal partners by providing loan status updates, asking follow-up diligence questions, and requesting required documentation to complete initial and ongoing underwriting.

Posting End Date: 5/11/26