[Hiring] Reporting Analyst, Credit Risk @Coastal Community

Role Description

The Reporting Analyst, Credit Risk is responsible to ensure accurate and timely financial data analysis for the Risk Management team. Responsibilities include:

• Gathering, validating, and cleaning financial data from various sources to ensure accuracy and completeness.
• Collaborating with different departments to identify key risk indicators, understand data requirements, and ensure the availability and integrity of relevant information.
• Developing data requirement specifications for banking system and other systems.
• Collaborating with IT Solutions and Central Operations on change management initiatives.
• Implementing and maintaining metrics and models for risk measurement and analysis.
• Managing security measures, ensuring that sensitive information is appropriately restricted.
• Conducting audits, managing the integrity of credit reporting/LOS/banking system source data, and ensuring the effectiveness of established controls.
• Documenting and maintaining data lineage to support data governance and compliance requirements.
• Conducting in-depth analysis of risk-related data to identify trends, outliers, and potential areas of concern.
• Providing insights and recommendations based on data analysis to support decision-making within the Risk Management team.
• Designing and generating regular risk reports and dashboards for internal stakeholders and regulatory bodies.
• Integrating Power BI reports into other applications or platforms used within the financial institution.
• Creating ad-hoc reports to address specific inquiries or emerging risk issues.
• Identifying opportunities for process automation to streamline data collection and reporting procedures.
• Continuously improving existing reporting processes to enhance efficiency and accuracy.
• Collaborating with Finance, Compliance, and IT to ensure alignment of risk reporting activities with broader organizational objectives.
• Communicating findings and insights to non-technical stakeholders in a clear and concise manner.
• Staying informed about relevant regulations and ensuring that risk reports comply with industry standards and regulatory requirements.
• Assisting in the preparation of documentation for regulatory audits and examinations.

Qualifications

• Successful completion of a bachelor’s degree in a related discipline (e.g., Data Science, Finance, Statistics, Business Administration).
• Minimum of two (2) years’ experience in a financial institution.
• Understanding of credit union operations, principles, and values.
• Familiarity with risk management concepts, ECL models, and financial instruments.
• Proven experience in data analysis, preferably in a financial institution or a risk management environment.
• Excellent analytical and problem-solving skills.
• Detail-oriented with a commitment to data accuracy.
• Effective communication skills, both written and verbal.
• Ability to work collaboratively in a team-oriented environment.
• Strong proficiency in data manipulation and data visualization tools including SQL, DAX, Power BI, or similar business intelligence platforms.
• Strong technical knowledge of banking system and the retail and commercial loans origination systems.
• Strong knowledge of internet and web-based applications.
• Proficient in Microsoft Office suite of products.

Benefits

• Comprehensive total rewards package.
• Commitment to work/life balance.
• Substantial extended benefits package.
• Impressive 11.75% employer-paid RRSP contribution.
• Investments in your education and training.
• Banking perks.

Company Description

Established in 1946, Coastal Community Credit Union puts people's needs first and invests in communities across Vancouver Island, the Discovery and Gulf Islands, and in North Central BC. We’re proud of the legacy we’ve built and the things that make us who we are:

• 100% member-owned, with all decisions made locally—right here in BC.
• A growing organization with $5.6 billion in assets under management.
• Helps improve the financial health of over 110,000 members as well as insurance and wealth clients through our 32 branches, 19 insurance offices, and business centres.
• Belief in making meaningful contributions to the communities we call home through grants, education awards, sponsorships, and fundraising.
• Dedication to serving our local community by prioritizing diversity, equality, inclusion, and supporting a sense of belonging for all.